We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Debt Free

Hi All,

Having been in debt for about 11 years now, I finally became debt free on 23rd December.

I have been a lurker on these boards for quite a while now and never posted a diary, but I just wanted to tell someone that I'm now debt free. I've always kept my debts hidden from almost everyone and therefore will probably not share this information with anyone else.

It has been a long road and I know I have been lucky and unlucky with life along the way, but I have received extremely useful advice of these boards and of the website itself. Many Thanks to all of you who contribute.

Happy New Year to all of you and keep the chin up in times of desperation, you will get there.

x
«1

Comments

  • bank_of_slate
    bank_of_slate Posts: 12,922 Forumite
    10,000 Posts Combo Breaker
    :T :T :T :T :T :T :T Great start to 2009 for you! :T :T :T :T

    Keep it up!
    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
  • Fire_Fox
    Fire_Fox Posts: 26,026 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    A massive WELL DONE to you!!

    :T:T:T
    Declutterbug-in-progress.⭐️⭐️⭐️ ⭐️⭐️
  • :T :T :T :T

    Well done to you I hope I will be in your position some day!!

    :T :T :T :T
  • Lewby
    Lewby Posts: 449 Forumite
    Part of the Furniture Combo Breaker
    Well done to you! I hope to get there by 2012 .... and like you the achievement will only be shared with the DFW's on here as we keep it to ourselves everywhere else. The support on here is amazing and it's so great to be able to share the day-to-day trials of carrying debt around on your back. It's the little things - like having a NSD and others on here knowing how significant that is!!

    Hope you'll stay around and share your experience with those who are struggling - it's great to know that it is possible to be debt free!!

    :T :T :T

    Lewby xx
    ** Official DFW Nerd Club Member 009**
    Total Debt 01/02/11 [STRIKE] £64,912 [/STRIKE] 01/04/16 [STRIKE]£32,700[/STRIKE] 01/01/19 £0 :j
    NSD's for Feb 01/15 GC £0 / £300
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Well done :T What a lovely time to become debt free.
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • I cant wait to feel how you must be feeling!
    Well done and I wish you a great 2009.
  • bank_of_slate
    bank_of_slate Posts: 12,922 Forumite
    10,000 Posts Combo Breaker
    porkie wrote: »
    Hi All,

    Having been in debt for about 11 years now, I finally became debt free on 23rd December.

    I have been a lurker on these boards for quite a while now and never posted a diary, but I just wanted to tell someone that I'm now debt free. I've always kept my debts hidden from almost everyone and therefore will probably not share this information with anyone else.

    It has been a long road and I know I have been lucky and unlucky with life along the way, but I have received extremely useful advice of these boards and of the website itself. Many Thanks to all of you who contribute.

    Happy New Year to all of you and keep the chin up in times of desperation, you will get there.

    x

    Don't stop there porkie, have you used all Martin's advice to make sure that you are getting the best deals on everything!
    How did you clear your debts?
    Stories like your's can offer a real inspiration to others who are still waiting for that amazing debt free feeling!
    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
  • many congrats :beer: .
    £2 savers club 2025 #4
  • elsie52
    elsie52 Posts: 1,902 Forumite
    That is absolutely fantastic and a great inspiration to all of us who still have a long way to go.....its an up hill struggle most of the time, but the feeling when you know that you don't owe a penny to anyone, must be Wonderful. Good luck for the future.


    June 2010 - 11/56 lbs Weight to lose before May 2011.

  • Damita
    Damita Posts: 344 Forumite
    Debt-free and Proud!
    Yay! congrats!
    Debt Then 06.07 - £11,000 - Debt Now £0.00
    DFD Aug 2011
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.7K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.