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Its here.... the first NSD challenge of 2009! January here we come!

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Comments

  • andan
    andan Posts: 2,110 Forumite
    My third no spend for the month. I was so intent on having a no spend day that i left the car at home and walked the two miles into town this evening so i wouldn't have to pay parking costs and walked back again. At least it was free exercise and earned me my other NSD!
    :j Live on £4500, £2531/£4500:T 101 in 1001 (52/101):j:beer::j


  • Katey1980
    Katey1980 Posts: 90 Forumite
    Hiya - I'm a little late to join in, but would like to give this one a go, please! Can you put me down for 7 NSD's. I won't be counting bill payments or petrol.

    Thanks!
  • NSD for me today.... :D
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • JesaRose
    JesaRose Posts: 4,457 Forumite
    Part of the Furniture Combo Breaker
    I'm going to try and walk to work tomorrow too - I badly need the exercise after the excesses of chrimble
    Not been here in years! Hi everyone. Make £10 a day challenge = £78.45/155
  • Argh! Should have been a NSD but raging sore throat so bought some soothers to help. Never mind it was only 48p and there's always tomorrow!

    secretsmiler x
    DFW Nerd 1111 :D Debt at LBM £59281.68 1.12.08 now £42474.91 28% (£16806.77) paid in 19 months
    loan [strike]19589.42[/strike] 15670.43 halifax CC [strike]15575.67[/strike] 12036.37 mbna CC [strike]6191.13[/strike] 3860.00 marbles CC [strike]5436.77[/strike] 4849.59 mint CC [strike]4277.86[/strike] 2904.86 egg CC [strike]3162.13[/strike] 2316.13 barclays CC [strike]1100.91[/strike] 837.53
  • Bone_Idle
    Bone_Idle Posts: 248 Forumite
    NSD no. 3 for me - too busy with work to spend!
    Mortgage-Free Wannabe!
    Mortgage at start (August 2009): £87,000
    Current Mortgage: £85259
    Mortgage-Free date: August 2034 :o
  • shazzer22
    shazzer22 Posts: 502 Forumite
    Yay! No spend day number 3!
  • Jacks_xxx
    Jacks_xxx Posts: 3,874 Forumite
    kessik wrote: »
    Can I just ask folks whether you class a day when you buy groceries as an NSD? I know it's up to me how I do it but do most of you class it as a spend day if you just spend your money on frivolities (for want of a better word!) I bought some vitamins on Saturday that strictly speaking we didn't really need so I called that a spend day, but yesterday I bought milk and ketchup and didn't consider that a spend day. What do you all think? Am I doing it right?

    :wave: Hiya honeybun,

    People have different lifestyles and propensities to "fudge" so they have different parameters for the challenge.

    What I always say is, if you don't have an issue with the amount of money you spend on groceries, or the number of times you seem to have to visist a supermarket every month, but it's other types of spending that you'd like to reduce then don't count it if you don't want to.

    I'm always tempted to class bottles of wine, bars of chocolate, clothes, DVDs, books, or CDs as "Groceries" if I buy them at the same time as I buy actual groceries, (or in any shop that sells groceries if they are a bargain :o:D ) so it's best for me if I just count it every time I open my purse cos otherwise I can't be trusted! :o:p:o

    Some challengers in the past didn't count spends under 50p so long as there was only *one* spend a day which alowed them to keep their daily chocolate monster ;):D fed and still get some NSDs.

    I think it's always a good idea to declare in public how you're doing it - which is why we get those long posts from me sometimes about how I don't really have anything to spend on because of my terribly dull lifestyle. :p:o:D

    So anyway.. still under the duvet so NSD number 5 on day number 5 for me.

    Love Jacks xxx :D
    Not everything that can be counted counts, and not everything that counts can be counted. Einstein
  • Lula-Hula
    Lula-Hula Posts: 7,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi everyone,

    just had NSd 2 & 3 :D .

    Jacks, are you not well hon ? I too had horrid cough/cold/flu type thing over hols... but I did get 6 NSDs in a row :rolleyes:

    Hope you perk up soon

    lula xx
  • magni
    magni Posts: 651 Forumite
    I succumbed to the chippy at work today:o
    100 Day Pot £13
    £2 coin saver #205 £40 banked and £22
    Weekly Spend
    June NSD 9/10 DFW Nerd 54
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