My 2009 Challenges & Debt Free Diary

Penny2myName

Lol I was on La Redoute sale page today, and bought my underwear (which I was allowing for, just no other clothing for me) get ready to go pale, I have spent £159.00 on underwear for me, that was admittedly in sales so full price would have been £243.94. Also £38.00 underwear for daughter (she is in her first bra's but only place I can find proper bras at size 26 is la redoute (she is 14) and £70.01 of household stuff, towels, bedspread, faux fur throw and pillowcases. My grand total came to £271 with delivery. So now need to decide how much I am going to up my weekly payments.

Penny2myName

Here is my spending break down. First items are what I am adding to my challenge. The clothing isn't being included.

Sale price/Original price

Delivery 3.99
1 LA REDOUTE CRÉATION Baroque Patterned Towel £9.98 (60% off) Paid 6/1/09
1 LA REDOUTE CRÉATION Baroque Patterned Towel £4.69 (60% off) Paid 6/1/09
1 Faux Fur and Imitation Suede Throw £29.40 (49.00) Paid 2/1/09
1 Baroque style bed spread £17.13 (34.26)
1 Baroque Style Pillowcase £8.81

V.I.K Girl's Pack of 2 bikini briefs by Vertbaudet £6.00
V.I.K Girl's Pack of 2 bras by Vertbaudet £11.00
V.I.K Girl's Pack of 3 boxer shorts by Vertbaudet £9.00
V.I.K Girl's Pack of 2 bras by Vertbaudet £12.00

Taupe BEST Padded bra £19.86 (28.38)
Taupe BEST Thong in embroidered tulle £7.34 (14.68)
Chocolate BEST Padded bra £17.02 (28.38)
Chocolate BEST Thong in embroidered tulle £8.80 (14.68)
Sand BEST Padded bra £19.86 (28.38)
Sand BEST Thong in embroidered tulle £7.34 (14.68)
White BEST Padded bra £17.02 (28.38)
White BEST Briefs in embroidered tulle £7.34 (14.68)
Black SOUS-ENTENDUS French knickers £4.30 (10.77)
Black SOUS-ENTENDUS Underwired triangle bra £8.22 (20.55)
Chocolate SOUS-ENTENDUS Padded bra in striped figured knit £14.39 (21.00)
Chocolate SOUS-ENTENDUS Thong in striped figured knit £5.29 (9.00)
Ivory SOUS-ENTENDUS Underwired balconette bra £15.76 (23.00)
Ivory SOUS-ENTENDUS Thong £6.46 (11.00)

My underwear costs come to £159.00/£243.94

I have decided to pay for these by paying for one item/set per week in full, ontop of my normal S/O I have set up each week to pay La Redoute off.

Penny2myName

Ok time to blanch again, but his time been paid direct from current account.
Consisting of :-
Original price/Sale price
Potatoes
Potato Planter Bags - 3 Pack £14.99 £12.71
Potato Barrel Planter £39.99 £19.56 60cm x 43cm
potato 'Charlotte' £7.99 £3.99 Harvesting period: mid to late June
potato 'Lady Christl' £7.99 £3.99 Harvesting period: early June
potato 'Peach Blom' £9.99 £4.99 Harvesting period: September - October
potato 'Bonnie Dundee' £9.99 £4.99 Harvesting period: May - June
#Grand Total £90.94 £50.23


Strawberries
Strawberry Tub with Strawberry Net £39.99 £19.56 60cm x 43cm
Strawberry Planting Bag £9.99 £8.80 30cm (12") diameter x 50cm (20") high. 8 pockets
Fragaria × ananassa 'Cambridge Favourite' £13.99 £6.99 12 runners mid-June to mid-July
Fragaria x ananassa 'Honeoye' £13.99 £6.99 12 runners mid-June to mid-July
Fragaria × ananassa 'Elsanta' £13.99 £6.99 12 runners mid-June to mid-July
Fragaria × ananassa 'Florence' £13.99 £6.99 12 runners mid-July
Fragaria × ananassa 'Albion' £13.99 £6.99 12 runners July to November
#Grand Total £119.93 £63.31

Other Veg
Vegetable Patio Planter £14.67
Diameter: 35cm, 40cm, 45cm
Height: 45cm, 30cm, 25cm

Children's Vegetable Patio Planter £14.67
# Diameter: 35cm, 40cm, 45cm
# Height: 45cm, 30cm, 25cm

Topsy-turvy Tomato Planter £14.99 £12.71

#Grand Total £42.05

+
Mini Raised Bed and Support Frame £39.99 £29.35 Capacity: 115 litres of compost Size: 97cm length x 51cm width x 25cm height
Raised Bed - Extension Kit £26.99 £21.52
Raised Bed £39.99 £28.37 Capacity: 230 litres of compost Size: length 97cm x width 97cm x height 25cm
#Grand Total £106.97 £79.24

Subtotal:
£234.83
Delivery:
£5.82
Discount:
-£46.97
Total:
£193.68

Grand Total £234.83 +20% discount -£46.96 = £187.87 - 23.48 + 10% cashback £23.48 (£164.39 :j:j:joverall after cashback is factored into it) £362.17 before sales and discounts. Works out at 45.5% of orginial costs. plus £5.82 P+P

Penny2myName

I am doing my weeks according to http://www.spendingdiary.com weeks

Total spend for 01 Jan 2009 - 03 Jan 2009: £264.42

download csv
BILLS
2009-01-02 T.V Licence £11.61
TOTAL FOR BILLS £11.61
CHARITY
2009-01-02 York Wildlife £4.00
TOTAL FOR CHARITY £4.00
DEBT
2009-01-02 LA REDOUTE £15.00
TOTAL FOR DEBT £15.00
FOOD
2009-01-01 Milk £1.35
TOTAL FOR FOOD £1.35
GLASSES
2009-01-02 A S Parkhurst £15.20
TOTAL FOR GLASSES £15.20
HOUSEHOLD
2009-01-02 Faux Fur and Imitation Suede Throw £29.40
TOTAL FOR HOUSEHOLD £29.40
VEG GARDEN
2009-01-03 Children's Vegetable Patio Planter £0.01
2009-01-03 Fragaria × ananassa 'Albion' £6.99
2009-01-03 Fragaria × ananassa 'Cambridge Favourite' £6.99
2009-01-03 Fragaria × ananassa 'Elsanta' £6.99
2009-01-03 Fragaria × ananassa 'Florence' £6.99
2009-01-03 Fragaria x ananassa 'Honeoye' £6.99
2009-01-03 Mini Raised Bed and Support Frame £29.35
2009-01-03 potato 'Bonnie Dundee' £0.04
2009-01-03 potato 'Charlotte' £3.99
2009-01-03 potato 'Lady Christl' £3.99
2009-01-03 potato 'Peach Blom' £4.99
2009-01-03 Potato Barrel Planter £19.56
2009-01-03 Potato Planter Bags - 3 Pack £12.71
2009-01-03 Raised Bed £28.37
2009-01-03 Raised Bed - Extension Kit £21.52
2009-01-03 Strawberry Planting Bag £8.80
2009-01-03 Strawberry Tub with Strawberry Net £19.56
2009-01-03 Topsy-turvy Tomato Planter £0.01
2009-01-03 Vegetable Patio Planter £0.01
TOTAL FOR VEG GARDEN £187.86:eek::eek:(least its mainly one offs)
TOTAL £264.42

Penny2myName

Today I planned on having a relaxing day and ended up doing the following

• Made a loaf of bread
• Took dog for a walk when I took son to meet his dad
• Cleared dog muck up from garden
• Cleared rubbish and broken items up from garden
• Mowed the back garden as far as I could get (just can't reach last 8-10 foot)

When I collected son, mentioned I wanted a tire that has been dumped in an empty property, next thing I know son had gone back and gotten it for me, so that is my Herb planter sorted (well need something cheap after my big spend last night).

lauradora

Well done on herb planter! sounds like your getting organised for the garden. I need to go through the green house and decide what seeds i need for this year before I go out and spend a load on seeds again!

Penny2myName

Still got tons of seeds from my failed attempt at an allotment. But really do think I will do alot better having somewhere near me, ie back garden, and starting off small, hence the planters and raised beds. Shame my garden soil isn't even a 1/3 as good as the allotment soil was.

lauradora

yes but like you say you'll be able to use your time a lot better at home

Penny2myName

Just done my maths and once the rest of my bills come out I have £5.60 a day to live on. Only basic foods will be required from this such as milk etc.. Unfortunately I have only just posted the Zero fare application forms off (lost pictures of kids so couldn't complete them till I found them, wouldn't mind but I signed them on 5th Dec:o) so also have £3.20 a day coming out for kids fares till then. (I am not counting my college fares as I have these reimburse 3 times a year). Yesterday my eldest son chose to walk home, so as to save me 80p please his frozen little toes, and I think he intends doing it again today. Have made sure he has bus fare for all 4 buses though, yeap that's right 4 buses a day each for my eldest two to get to school and back.
Well best go fill in my spending diary so far, oh and intend taking a walk to homebase so what end of line stuff they have one, for when I redecorate after work on house is completed.

Penny2myName

Ok, I have been spending again, this time on decorating, as well as some basic food requirements.

Decorating
Original price/Sale price
Dulux Kitchen 2.5L Soft Stone £18.99 £9.48
HomeBase Flawless Tester pots Pebble £1.49
HomeBase Flawless Tester pots Pebble Beach £1.49
HomeBase Flawless Tester pots Bubblegum £1.49
HomeBase Flawless Tester pots Jazzberry £1.49
Graham & Brown 'Lois' Blue/silver £12.99 £0.50p
Graham & Brown 'Lois' Blue/silver £12.99 £0.50p
Graham & Brown 'Lois' Blue/silver £12.99 £0.50p
Graham & Brown 'Lois' Blue/silver £12.99 £0.50p
Graham & Brown 'Lois' Blue/silver £12.99 £0.50p
Crown Wall coverings Chocolate £7.99 £0.50p
Damask Wall Art £6.99 £0.99
Total £104.88/£19.43

2009-01-06 Milk £2.26
2009-01-06 Potatoes £2.20
2009-01-06 T-bags £1.70
TOTAL FOR FOOD £6.16


Postage for Zero Bus Passes £1.08