E: 30/01 Absolute Radio Pay your Bills On Air or On Line

scottishfreebiehunter

Henry_erick Garcia
From Surrey
58 mins to claim online


come on sleepy heads lol

scottishfreebiehunter

happypig wrote: »

I saw those, or something similar, in Homebase last night. Wasn't sure how easy they were to set up so went for a little fan heater. I have toasty toes at the moment!

They are very very easy to set up Happy pig and if you can go out and get one as those fan heaters use up electricity so so quickly and are like putting a kettle on boil all day I have been told
As used one for about 3 or 4 weeks and was going through about 40 pound a week of which i didnt have

happypig

scottishfreebiehunter wrote: »

They are very very easy to set up Happy pig and if you can go out and get one as those fan heaters use up electricity so so quickly and are like putting a kettle on boil all day I have been told
As used one for about 3 or 4 weeks and was going through about 40 pound a week of which i didnt have

Hopefully it'll be fixed this afternoon. I've told them what's wrong with it! But if I have to wait I'll think about getting one. Cheers!

Lucyxx

Thank you everyone for your lovely messages, I do feel a bit of a fraud getting lots of sympathy though as we really arn't in a bad situation overall, OH works hard and brings in a good wage (we are just starting our own disco company aswell to bring in extra pennies, which is so far so good! )and we are ok on that front, it's just me who has no money ( we don't have a joint account). I know a lot of people are a lot worse off as a whole.

Part of my problem is the fact DS (2 1/2) has started waking up in the night again and as I am sleep deprived my short term memory has been screwed!! Last month I paid one of my bills 3 times, and completely forgot to pay another, the month before that I paid one twice and I think the total lack of money this month is the result of all that!! I usually write on the bill when it's paid and how much, but my organisation is not very good, I lose the bill and I must think I havn't done it so do it again!! New Years resolution for me is to get all my paperwork in order again

The thing is I could bite the bullet and use my inheritance money (not a huge amount) that's locked away to clear my bills but I feel that I couldn't use it for that, if it was regular savings money than yes, but it's not as if I can pay it back very quickly and I'd feel bad that is what I had spent it on!

Thanks to this site and all the lovely people on it, I have been getting lots of nice things for us, and am getting very good as using deals etc, so it's not all bad

I'm just going to have to get off my backside and start ebaying again in the short term, and my mum has said she'll have the children when OH has to do his weekend shift so I can work. Only prob now is finding a job in retail at this time of year, in a town with no shops, or in the other that's closing them all down (my old work included!)!! We have a new small shopping centre meant to be opening in Autumn so hopefully I can keep going till then, and something will crop up.

Anyway enough about me for one day :rolleyes: , sorry for the HUGE post!!!!

Wishing all the MSE'ers lots of luck today xxxxxxxxxxxxxx

judy2357

Hi Lucy

On reading your post, just a thought it could help you in a small way to set up Direct Debits for future bills. Judy

Lucyxx

laurenjs88 wrote: »

Me too! my ovens packed up, and my landlord knows i'm giving in 3 months notics in Feb so wont fix the oven, so were cooking everything everything in the microwave at the moment!

Jan just keeps getting worse!! My car has blown up, i've set the kitchen on fire, the oven's packed up and now my DD has lost the digi camara i cant list anything on ebay to get the money for a little table-top oven!

*crawls back into bed* wake me up in May please.

Awww Lauren, try and stay positive, January is nearly over, Feb is a new month and things can only get better right???

I don't have any experience of landlords as we own, but it does not sound right that he won't pay. If he's got a house with a broken oven then it's going to take longer for him to rent out when you are gone surely??? also if he needs to buy a new one, tell him to get out to the shops pronto while there are still sales on!! lol!! try and reason with him it's in his best interest to do it immediately aswell!!! other peoples advice on the legal side of it sounds good, don't give up!!

Hope you have better luck in the new place xxxxxx

Lucyxx

judy2357 wrote: »

Hi Lucy

On reading your post, just a thought it could help you in a small way to set up Direct Debits for future bills. Judy

Thank you Judy, I do have a few already DD, but it's definitely worth thinking about for the others. You can still make an overpayment can't you for say a credit card only taking the minimum and you want to pay more???

happypig

I just had a bad experience with direct debits. I had one set up for my gas in the flat I rented. In December, 3 months after I'd vacated, Southern Electric, the gas suppliers, inexplicably debited my account - to the tune of £2400! I was skinter than a very skint thing all over Christmas and it took them over a month to issue me a cheque refund! So even with DDs, you still need to keep a watchful eye on what's going out!

blackmidnight

happypig wrote: »

I just has a bad experience with direct debits. I had one set up for my gas in the flat I rented. In December, 3 months after I'd vacated, Southern Electric, the gas suppliers, inexplicably debited my account - to the tune of £2400! I was skinter than a very skint thing all over Christmas and it took them over a month to issue me a cheque refund! So even with DDs, you still need to keep a watchful eye on what's going out!

I refused to set up direct debits when I moved in October for that exact reason! I just didn't trust the companies to not take money once we moved out as we're not planning on staying here for long.

I set up reminders using the calendar on the computer and just pay them on the day that the reminder pops up - if I don't pay the bill then I just press snooze and it keeps reminding me until I've paid it (although this does mean setting it up correctly in the first place which I got wrong once )

Lucyxx

happypig wrote: »

I just has a bad experience with direct debits. I had one set up for my gas in the flat I rented. In December, 3 months after I'd vacated, Southern Electric, the gas suppliers, inexplicably debited my account - to the tune of £2400! I was skinter than a very skint thing all over Christmas and it took them over a month to issue me a cheque refund! So even with DDs, you still need to keep a watchful eye on what's going out!

OMG!!! I do have to say the utilities companies are pretty bad with things like this, we've had dealings with British Gas not once but twice, and they arn't even our suppliers! but that's another long story!! I hope they gave you compensation aswell, that's a huge amount to take! shocking.

I did have trouble with a DD recently from Norwich Union, I'd cancelled my life insurance as when we moved we had to take out a bigger one (which incidentally we were screwed over by the IFA) to cover the bigger mortgage and OH now pays our new one but them taking it out meant I was a few pounds short for the council tax (OH pays into my account the money for it) so therefore that bounced. I didn't know though so spent the money on other things thinking I had extra for the month before. Norwich Union spotted the mistake and put it back in, but it was too late! The first I noticed was when they sent the letter to say sorry! it isn't very easy for me to keep an eye on my account as we don't have a branch of my building society in this town (there's nothing here, it's tiny!) so another starting point should be online banking I think.

I'll get there in the end!

Blimey the hour is nearly up already!! my friend is coming over in a bit, so I better get hoovering!!!