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Sunday 28/12/08 What small dfw things have you done today???

:D When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:
  • check online banking
  • update spreadsheets
  • storecupboard lunch and tea - use last of xmas bits up
  • visit garden centre for seeds for veggie growing this year - didn't make it yesterday
  • move all xmas smellies etc to bathroom cupboard
  • continue clearing out wardrobes
  • do some filing nd shredding and add to compost bin
Have a great day everyone, catch up with you later.:D
Reduce,re-use, recycle.






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Comments

  • Morning Sunday

    Today I have/will
    • Daily Scratch -20p
    • Do a SoA
    • Exercise for free- walk the doggies
    • Storecupboard meals
    • Sealed pot any dosh anyone leaves laying aroung (Mwahahaaa)
    • Move all the christmas junk still laying around to appropriate rooms
    • Poss go to Argos/Tesco to get a new airer cos mine fell apart... overworked I think
    • Check online banking
    and finish the 1/2 a bottle of wine :D
    LBM 26/12/08
    Overdraft Dec 08-LBM (before payday) £615

    Overdraft Oct 09-GONE!!
    Sealed Pot Challenge 09-£45-13

  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Morning all!

    Today I have done/will do:

    • Checked online banking
    • Made my PADs
    • Tidy house - box up things for Ebay in January
    • Totalled up money saved in sales, it's quite impressive! Especially given that all I have spent has been budgeted for :D
    • OnePoll surveys
    • Compare home insurance via Quidco
    • Washing at 30 degrees
    • Storecupboard breakfast, lunch and dinner
    Have a lovely Sunday all!
  • Nicki_Sue
    Nicki_Sue Posts: 1,267 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good morning!

    So far-
    Have logged in here (good start!)
    Checked surveysites etc
    Set up a new email addy tosend all surveys/clicks blah to so Im not missing anything!
    Emptied freezer, (chest) to see what I have in and have done and printed a meal plan for three weeks.
    Checked balances.

    I will:
    Catch up on washing at 30 degrees
    Continue with the pre-new year clean out (and hopefully get a few ore bits together for Ebay/Amazon)
    Storecupboard lunch
    MSE-ing since 2007


    Make £2026 in 2026 - Member no. 7
    £35/£2026
  • Gooooooooooooooooooooooooood Morning everyone:D

    sports socks on at the moment but will be changed into fluffy socks when I get back from the gym and have a bath .

    today I will do
    - daily clicks
    - free scratchcards (10p and 20p)
    - comps
    - gym and wii fit
    - food from freezer/ storecupboard today - trying to delay the food shopping for a few days
    -low spend day - just a loaf of bread

    have a great day everyone. Anyone want a turkey sarnie:rotfl:
    £2 savers club 2025 #4
  • Morning all,

    I read this thread everyday and find it motivational.:j

    Today I will:

    - Do all the daily clicks and surveys in my inbox.
    - have a storecupboard lunch and tea.
    - Make something for my lunch for work tomorrow.
    - tidy up the apartment and sort out things that can go on ebay next year.
    - go through my stack of books and see if I can put any more on greenmetropolis.com.
    - Snuggle up on the sofa later and read.

    Oh and i am wearing my sparkly lilac fluffy socks. :cool:


    Have a great day everyone!!
    Sealed pot challenge 2009 - target £750. Dec - April £275

    April NSD - 15/20
  • Do daily clicks
    sort through present cupboards
    sort out budget for Jan
    do some cook ups

    Oh and try and keep warm as I dont have any heating or hot water, still it will save money as the gas wont be on!
    £23366/ £39206.92 DFD Nov 2016
  • Still sat in front of the new PC trying to transfer stuff across from the old one!!!
    I haven't yet connected to Ebay so I've save money, and I don't think I'll be out to spend money again today.

    I love having new gadgets!
    Almost debt-free, but certainly even with the Banks!
  • Teterow
    Teterow Posts: 242 Forumite
    Good morning all.

    Today I will:
    -sign up and play my first daily free scratchcard
    -will list items on ebay to sell
    -use up the last bits of turkey for another (Jamie Oliver sweet leek and turkey pie)
    -paid off my Asda CC
    -complete a few surveys
    -and think of ways to up my income

    Have a good day!
    Challenges:
    3 NSD per week
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    in Womble fluffy socks i have:

    logged on here
    washing is still outside, has a coat of frost but should thaw soon
    i will sort out stuff to go with us to my mum's for their tombola, get rid of stuff i'll never use and can't be sold realistically
    oh will do a final coat of paint in bathroom when he gets up (why does he sleep better than I?)
  • Bambywamby
    Bambywamby Posts: 1,608 Forumite
    Part of the Furniture Photogenic Combo Breaker
    Morning all you gorgeous guys & gals

    Today I am/have:

    Working
    Taking a packed lunch to work
    Having a free tea at work
    Check online banking, CC balances
    Check for polls and surveys
    Walk to work (free exercise)
    Put down for any extra shifts at work
    While in house wrap up rather than put heating on

    And that's it so far, have a good one

    X x
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