Saturday 27/12/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking
• update spreadsheets
• storecupboard lunch and tea
• visit garden centre for seeds for veggie growing this year
• clear out wardrobe
• get OH to start clearing out his wardrobe

Have a great day everone

Paulgonnabedebtfree

Switched everything off before I go out to work (PC last).
Transferred money from business account to personal which will be enough to cover DDs going out up to and including 2nd Jan (I sometimes used to need to get a bit of cash out of cashpoint from credit card - ouch !!) .
Going out to work in a minute to earn some extra (may have to thaw tools out first).
Received £30 in Argos vouchers for new bedding I want so will get that today too.
No PAD till Monday as did 4 days worth on Xmas day.

cally6008

Done free scratchcards and won 40p.

Tilli-Tot

Applied for a savings account to save for next christmas through Quidco, £20 cashback

Making soup from leftovers to freeze for work lunches after the break

Piquant_2

Hi everyone hope you all had a great Christmas, well done SM for doing nearly all the threads, you are a marvel!

Sorry I've missed the last two days, I've had a houseful! absolutely no time to myself. Most have gone now and those that remain are still in bed, peace... bliss...

Today I have/will

• muck out horse
• check banking
• do paperwork
• adjust spreadsheet
• breakfast, lunch and dinner from store-cupboard (everyone bought food, should keep me going a while!)
• sort out recycling (all dumped in garage, no-one else knows how to sort paper from cardboard, obviously I am more talented than I thought....)

cassey1

Morning everyone.
today i have/will

-done WII fit
-done quick wash,drying on airer.
-put away gift bags,which i received presents in,away for next Christmas !!!
-NSD
-Tidy up the house.
-Friends coming round late afternoon,got plenty of food and drink left.
-Lunch from store cupboard.
-do comps.
-done survey and BZZ reviews.

have a good day everyone.

Miss_Piggy_2

Good morning all

Not much for me today I'm afraid...having a lazy day!

* Washing at 30'c but WILL use tumble drier as stuff needs to be dry for when we go away monday

* Check on-line banking

* Order some photos from Asda Photo site using 10 free photo's promotion

And thats it!

Miss P
xx

cally6008

Put OH work things through on a quick wash, saves time as might not dry for tomoro when needed as don't have a drier here so everything goes on airers. Also saves me rushing about after work trying to get 2 sets washed and remembering to get them dry.

Making my own year planner for finances (12 A4 lined pieces of paper). Saves printing one out or buying one .. LOL

hypno06

so far I have:

• done daily scratchcards
• checked online banking
• done 2 dooyoo reviews
• got dinner going in the slowcooker

I'm not intending on doing much today - so hopefully going for a NSD too. I will check my inbox for surveys etc and do a couple more dooyoo reviews.

Have a good day, everyone!

halight

Hi all,

Well im doing great with my NSDs this month.
But anyway.
Today i have /will do

Cheak online banking,
do any online servays
cheak quidco
do my payment a day on my CC.

Have a great day all

andan

Good morning my lovelies!! I hope you are enjoying your festive Saturday morning. As yet i have no real plans for the day, but will see what it brings. OH is at work again today and will be tomorrow too, so it seems like Christmas is well and trully over for us!!

Today's things:
-I have placed a matched bet
-Done daily scratch card
-Worked on web site optimisation
-I had a lovely long lie in, resulting in no elec or gas on!!
-will keep gas and elec off as long as poss
-Sorted out some bits and pieces for business and have reserved them
-Received £15 off shop at Sains so will put them in my purse to use
-Continued using up old beauty products and have finally finished off a moisturiser i have had since April 07. Have only a few squirts left in one of my bottles of perfume.
-Have read through fave threas for ideas
-Checked freecycle for free things
-I will post my own ads to get rid of stuff
-I will post my own wanted add for a bike
-Lunch will be the extra portion of roast dinner i made yesterday
-Have sorted out beauty products in bathroom and moved them around etc, sorting out next lot for use!!
-I will check online banking
-Will watch dvd from free lovefilm trial and then post back
-Tea will be from storecupboards too!
-Put some lose change in sealed pot
-Do any surveys i may receive
-Sort out presents i have received and put away
-Sort out presents coming from boots and allocate them to people so i know what i have left to buy
-Clean up some of my lovely house
-cut up old christmas cards from previous years so i can use them as gift tags for next year
-check out buzz thingy that i keep meaning to do
-Sort out folders down stairs and move work around so that i don't have to buy new folders
-Sort out financial papers in the folder and transfer to new ones and shred/get rid of any that i no longer need
-check freebie section for free things

Have a great day everyone.