am on a virtual hamster wheel and want to get off

magentadreamer

I bet it was enormous relief to finally get things out into the open with your children and explain things are going to have to change. I've found this site a great help in the fact I feel empowered now regarding my financial circumstances - I weeded out loads of things that were either cancelled or changed to cheaper policies. Fingers crossed that your Hubby finds a job really soon.

Glittermonkey

Snowball calculator - I copy and paste it, then add it in to word and save from there.

It is a bit of a pain having to redo it every now and then, but i have great fun doing it as i can actually see a difference.

GM

in*the*red_6

Wow, you've certainly been a woman on a mission! What fantastic progress you've made within a couple of days - well done

worndownmum

in*the*red wrote:

Wow, you've certainly been a woman on a mission! What fantastic progress you've made within a couple of days - well done

Ha!! this is exactly the phrase I used yesterday when my friend complained because I have been missing my gym sessions I feel this needs my full attention for now otherwise I will get sidetracked.

Back to the gym on monday and my smoking quit day as well so wish me luck.
Jessie

rchddap1

Congratulations to you. It does make things so much easier when things are out in the open and you start on a plan of action.

Thefunkygibbons

One question is

Could you downside the house

Now that the kids are moving out, could you downsize, perhaps even becoming mortgage free?

This may mean moving area and I appreciate that your current employer is very understanding

in*the*red_6

worndownmum wrote:

Ha!! this is exactly the phrase I used yesterday when my friend complained because I have been missing my gym sessions I feel this needs my full attention for now otherwise I will get sidetracked.

Back to the gym on monday and my smoking quit day as well so wish me luck.
Jessie

I absolutely wish you luck, you can do it! Both me and my hubby used to smoke and have been given up for 5 years now. In my experience it's nowhere near as hard as you think it will be once you've made the decision. Hubby was a heavier and more regular smoker than me and he used nicotine patches for 2 weeks and then came of them, he wasn't moody or anything.

You will feel so much better when you're not a smoker, you don't have to worry you're cutting your life short anymore and it won't be long before you actually can't stand the smell of smoke around you!

bank_of_slate

Wow!

I just read your thread for the first time today.

However you got into the current situation, you will NEVER be judged on MSE!!!!
We all do everything we can to support, advise you and give you the confidence to tackle what can sometimes be a very frightening experience.

I agree totally with in*the*red, you started the thread sounding totally lost within your financial situation and unable to see a way out.

But just keep reminding yourself of the action that you have already taken!
I hope your husband and family are very proud of the way you have faced this and done evrything you can to change things.
Keep a diary of the changes you make so that if it seems to get you down, just look back and remind yourself what a difference you have made already.

Try mealplanning as it has really helped us to get our grocery bills down.
Please keep posting, you are always welcome on MSE!
...Linda xx

Sleekit

Well done and you sound much more positive already!

Regarding the internet connection "gap" - grab yourself a wanadoo CD from one of the high street shops, they give you a month's free dial-up. Just remember to cancel it before the month is out.

[Deleted User]

worndownmum you are an absolute INSPIRATION.

Lots of hugsXX