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couple of questions about credit rating....
Essex_Lee_
Posts: 52 Forumite
in Credit cards
Hello there,
My partner does not have a good rating and i do have a good rating.
last month i paid a loan of for her, out of my current account as i had plenty to cover it, this will not affect me at all will it? only reason i ask is that i read on martins tips that you shouldn’t join or share any cards if your partner has a bad rating, keeping them separate is better.
Also, if we go on Experian to look at her history in detail will this show on the report and count as a negative thing?
Thanks guys.
My partner does not have a good rating and i do have a good rating.
last month i paid a loan of for her, out of my current account as i had plenty to cover it, this will not affect me at all will it? only reason i ask is that i read on martins tips that you shouldn’t join or share any cards if your partner has a bad rating, keeping them separate is better.
Also, if we go on Experian to look at her history in detail will this show on the report and count as a negative thing?
Thanks guys.
0
Comments
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As long as you have not applied for a joint credit account, nor share an existing credit or current account then your finances will not be linked and so should nto negatively impact you,Got Halifax Classic to reduce my interest rate by 5% woohoo - 10/06/08 Thanks MSE!
Another 3% shaved off 10/12/08
ANOTHER 4 % June 09:beer:0 -
Essex_Lee_ wrote: »
last month i paid a loan of for her, out of my current account as i had plenty to cover it, this will not affect me at all will it?
No not at all.
No not at all.
Also, if we go on Experian to look at her history in detail will this show on the report and count as a negative thing?
Thanks guys.0
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