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Christmas money dilemma!
Comments
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I would put it towards what it is intended for.....As you say it will barely register in the grand scheme of things if you pay it towards your debt, and as it is money that you would never have had if your parents hadn't kindly given it to you then you should NOT feel the slightest bit of guilt about keeping it to one side.
Mel xUnless someone like you cares a whole awful lot,
Nothing is going to get better. It's not.0 -
I would pay it off the debt, because it is not enough to buy the camera outright, so you will still have to save the rest anyway.
But in Sally's case, I would buy the garmin with the £100, simply because that will almost cover the cost of it without having to put any more towards it.
But then I have a garmin and love it.......and I have no desire to own a camera, so that probably sways my decision :rotfl:Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
ok if you are paying interest on the debt i would pay the money off the debt as it will reduce the amount you have to pay back. If you aren't paying interest treat yourself to the camera. Shop around for the best deal you can get!!:j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart
Proven to be a little fighter and battling on with her heart condition :j
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oh my lord the poll is neck and neck!!! eek!!! hypno and becky i love your unbiased opinions!!! he he, no desire for a garmin but the camera is sex on lenses!!!! I had to restrain myself from running out the door when i was looking at it!!!!
debt @05/11/11 £12210.63!! slowly chipping away!!:heart2:impossible is nothing.:heart2:0 -
HAHAHA P - I was the same with my laptop so I do understand - I still bought it in the end anyway
I've been avoiding garmins like the plague in an attempt to not buy one the last three months 0 -
Which camera is it?"Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
Hi Pania,
If you had just received £70 as 'a gift' but not for anything specific then paying-off would be OK. However ( assuming the parents know about your debt ) when it has been given as a contributiion to something which they know is important to you, which you would not be able to afford normally, then I think it is important to use it for its intended purpose, Happy New year Pania. Pepe xx:D stay wonky :D
....one-way ticket to Portugal booked !0 -
If your parents had given you a camera instead of cash would you have taken it back for a refund to pay off your debt? Sorry, I know this isn't very helpful but it's another angle.'Yaze whit yeh hive an ye'll niver wahnt'
(From Mae Stewart's book 'Dae Yeh Mind Thon Time?')0
we're at a 50 50 right now!! eep! 
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