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The 'complete this challenge' challenge...suitable for all!

edited 13 June 2009 at 6:42PM in Debt free diaries
1.2K replies 66.3K views


  • BuffythedebtslayerBuffythedebtslayer Forumite
    18.9K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good Challenge panda!

    Your list looks scarily like mine - well sort of.....

    pandapaws wrote: »
    1. Get the tax return done in time - do my self employed taxness which I really don't get.
    2. Sort out and maintain all our financial records (have slipped lately and it's a mess) same see above for results if I don't do this!!!!!
    3. This year I WILL get all my Ebay stock finally listed on Ebay -been promising Mum her conservatory will no longer look like a ware house!!! really need to shift it!
    4. I WILL have a clean, easily-maintained, clutter-free home. likewise
    5. Need to get [STRIKE]the garage[/STRIKE] loft/sheds cleared out - Freecycle if necessary.
    6. Reduce the debt by at least [STRIKE]£20k [/STRIKE]18868 over this become debt free!

    Sorry to be highly unoriginal and nick your plans!

    but I made cookies and decorated a Chocolate log and still have [STRIKE]bloody [/STRIKE]presents to wrap and Santa will be here in TWO hours!!!!

    Nevertheless she persisted.
  • BuffythedebtslayerBuffythedebtslayer Forumite
    18.9K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    pandapaws wrote: »
    get ready to get your life sorted out this year!

    that is my ultimate dream. says the woman sitting looking at a Calendar that says November, with a broken mirror, a half dead plant and scraps of wrapping paper everywhere......I have some way to go!!!

    :rotfl: :rotfl:

    Happy Christmasxxxxxx
    Nevertheless she persisted.
  • My challenges are:

    1. To get sub £17k by end of January
    2. To clear credit cards by end June 2009
    3. To put suitable amount of money away each month for my tax bills
    4. For rest of debt to be clear by end of the 2009 and to start saving

    I've high hopes for 2009 people, but it's so important cos I want to try for a baby but will not do this til I'm debt free!!
  • hypno06hypno06 Forumite
    32.3K Posts
    10,000 Posts Combo Breaker
    hypno06 wrote: »
    OK, so my first immediate challenge is to eat chocolate such as is fitting for this time of year.

    I am giving this particular challenge a real good is tough, but I am trying hard :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Hope everyone has had a lovely Christmas.

    I made a very small start today - I listed a few of DS1's old toys on Freecycle to make room for some of the mountains of stuff that's lying in the lounge at the moment (flippin Santa delivered far too much stuff again. Though in his defence, most of it did come free of charge or very cheap with vouchers, sales or product recalls).

    Buffy, love that we've got almost identical list of things to do! We can beat each other up over the tax return for starters. I'm away on a course with work first week in Jan, but will have to get stuck in after that. I can't even remember what website I need to go to, never mind usernames, passwords etc. I hate it!

    Good luck Airwolf & Juicygirl. Hypno, if you REALLY need help with that Lindt bunny, I'll pop over to assist...
  • hypno06hypno06 Forumite
    32.3K Posts
    10,000 Posts Combo Breaker
    I've been working at my challenge almost non stop today - I am starting to see the results already :rolleyes:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Can I join too.................? Hangs head in failed challenge shame.

    As you may notice from my very outdated signature, there are two challenges on there which naff all has happened with! :rolleyes: I also half heartedly did the 10 a day challenge too. I am a nightmare! :o

    I thought would set myself monthly challenges and a couple of overall ones? I am starting to feel v motivated due to the New Year so if I put in writing and we spur each on then I might actually do it! :rolleyes: :D

    Off to think of challenges. Obviously still sitting on sofa with chocolate while I do so....
    It Will be Mine.............ITV Cash Win, Ipod Touch & Spa Break
    I have the comping bug! :D
  • Sea78Sea78 Forumite
    6.2K Posts
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    oooh - i'd like to join this one, but need to think about what I can actually take on as my challenge lol.
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • Hiya guys.... I'm definately a 'sign up for everything' kinda girl... Did the Olymppic challenge with little effort put in, doing the elec challenge but again, no effort put in.... so this is definately the kind of challenge I need!
    Breaking it down by month will help me focus a bit more I think...

    So, my January challenges are:
    1) Finish the chocolate covered raisins I have started - that will not take long!
    2) Open all the Christmas prezzies! DS still has loads unopened.... at 22mths, I don't think he'll mind if I open the last few! :o
    3) Tax return - have lost my UTR so need to call up for that on Monday:eek:
    4) De-clutter house - DS's toys are taking over, plus I keep stashing stuff with the intention of eBaying it... and its still hanging around now :o
    5) Maintain PAD and NSD challenges... both of these are helping me pyschologically... PAD as its helping me chip away at my debt and NSD because its making me think about everything I spend.
    6) Start exercising! I have been carrying my baby weight for far too long..... I shall start with jogging and sit-ups and see where I go from there!

    Think that will do for now.... If I complete them all, I may well add a couple on.

    Sarah x
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • yukkibearyukkibear Forumite
    5.6K Posts
    Part of the Furniture Combo Breaker
    Can I join in? I have a few challenges I have been thinking of setting myself this year. This thread might mean I actually do them!

    - spend at least 30 minutes a day writing (reviews, a novel etc)
    - finish a novel by the end of the year
    - de clutter my house and keep it that way
    - make enough to pay for a wedding (small one)

    Not many but not small tasks either..... Starting NOW
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