Monday 22/12/08 Wht small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D



Today I will:

• check online banking
• move some cash into savings
• update spreadsheets
• make a loaf in breadmaker
• put some coins in sealed pot
• storecupboard lunch and tea
• Last preparations for xmas events at work

Good morning dfw's:D
Last few days run in to xmas day, lots to do yet to get sorted. Hope you all have a great day, for all of you who have already finished work- take it easy:D
Hugs to anyone still suffering with the lurgy, and welcome to any new posters:D .

catch you later:D

mooomin

Cheating by copying from my own thread!

Today I am going to:

• Check online banking
• Make PADs I got £21.40 back in travel expenses from work, so this has all gone to debts!
• Make lunch to take to work with me
• Take flask of hot water to work to feed my caffeine addiction
• Have yummy home-made soup for dinner
• Do yet more washing
• Try and get a free paper on the bus
• Downloaded some music with my free iTunes voucher

I have also downloaded two albums from Amazon for £3 each instead of £7.99 from iTunes, and they work fine - an older Kings of Leon one and the Killers new one. I'm also contemplating Snow Patrol but am going to be a good Fresian and maybe buy that in the New Year. There are still four and a half weeks until the next payday! *edit* and I joined Slicethepie this morning!

Have a lovely Monday all

flying_fresian

Candy0107

Hi,

Glad it's Monday Morning

Today wont be very DFW - had a late night (had to take Nan to the hosp at 11:45 pm), went to bed at 12:30 am, and had to get up at 6am for work.

So, today I will...
* buy breakfast - a shower was more important than breakfast
* buy lunch - see above
* should be able to add more change to sealed pots
* when I get home, I will do comps etc

Think that is about it.


Hello to all the regular posters, people with the lurgy and anyone new.

Take care
Candy xxx

sophiesmum_2

Hope your nan is okay candy XX

halight

Hi all.
Today i will
Cheak online banking.
pay some money into the twins saving accounts,
cheak and do any online servays,
cheak Quido,
tidy up.
finish putting christmas stuff,
get wife a christmas card of the twins,
start to tidy shed out.
buuy some more christmas stuff.

Have a good day all

mbaz

Morning all!

Great day yesterday - ate for free at work and then had xmas do for my other job in eve all paid for too plus got a box of chocs and some vouchers.

Today is a pretty big day for me. I've been paid so I'm making next months CCCS payment today and it will take me past....

HALF WAY!!! :T :T :T

I'm so chuffed been waiting for this for a long time!! Next target is sub-10k!

Other than that I will also

- checked online banking
- coffee morning at a friends house
- xmas food shop :eek:

Hope everyone has a great day - off to update my sig!

Candy0107

Thanks for the message.

I am sure that she will be ok - she has had lots of strokes, and the last one really affected her....now, she can't string a sentence together .

We had the local emergency doctor out late last night (after struggeling for 30 mins to get her up 4 stairs to bed and giving up).

We called the doctor out, who was very rude, and got frustrated when nan could not put a sentence together. When Nan explained that she had a fall on Sat evening in the kitchen but could not remember anything, the doc asked whether she slept on the floor every evening .

I then had to take her to hosp where they took the time to talk to mum (main carer) who could explain things better than a 85 yr old.

I am really tired, so sorry if this comes across as a rant or does not make much sense.

Candy xxx

sillylittlejill

hey aw that sounds horrible for you. That doctor sounds very rude and incompetent. I would personally think of changing doctors if that kind of treatment happens often. Hope your nan is feeling better after her fall.

Today I am doing all of my xmas shopping but wont be too expensive hopefully!

Am only buying presents for close family, will be getting little selection boxes etc for other people that buy me and OH things otherwise I'll feel really guilty!

So the budget is around £60, thank god I have a small family!!

xxx

mbaz

Candy0107 wrote: »

Thanks for the message.

I am sure that she will be ok - she has had lots of strokes, and the last one really affected her....now, she can't string a sentence together .

We had the local emergency doctor out late last night (after struggeling for 30 mins to get her up 4 stairs to bed and giving up).

We called the doctor out, who was very rude, and got frustrated when nan could not put a sentence together. When Nan explained that she had a fall on Sat evening in the kitchen but could not remember anything, the doc asked whether she slept on the floor every evening .

I then had to take her to hosp where they took the time to talk to mum (main carer) who could explain things better than a 85 yr old.

I am really tired, so sorry if this comes across as a rant or does not make much sense.

Candy xxx

Sorry to hear this Candy. Hope she is ok xxx

Purple_Sparkles

Good Morning Everyone,

I've not posted on here for a few weeks, just been too busy!

Today I've checked on-line banking
Have washing to do
Cook huge joint of pork I was given yesterday and portion it for the freezer
Finish off a couple of outstanding mystery shopping reports
General housework

Have a great day everyone.

MrsAudus2b

Good morning all - what a bunch of early risers we all are!

Well...it's only three days til xmas! :xmastree: How on earth did that get here so quick?! It's my last day at work today so feeling very festive and sparkly...have even got a very subtle bit of glitter on....and lovely bright pink socks! :j

Today I will:

• Joined a survey site last night - joined yougov last week too. Fingers crossed for some extra money in the new year!
• Go to work assessment in a bit
• Put petrol in car - hoping to make it last two weeks as not in work
• Get a couple of bits form Tesco
• Going to a colleague/friend at lunch who is on annual leave - will swap presents and have a free lunch!
• In office all afternnon
• Make sure everything is update as not back in til 5th Jan
• Heating not on all day in house
• Washing at 30
• Airer dry
• Storecupboard tea
• Clean out my mess of a car
• Celebrate with a glass of wine tonight
• Choclate from advent calander!

Have a brilliant day all
xxxx