No Money Mummy to Millionaire Mummy!!

mum2one

Pips_Mum wrote: »

Will look for them in a sec.
I kept all the vouchers I "earnt" for when I was only getting SMP ......ummmm now then!!
So I can get food from Sainsburys or M&S and cleaning or baby bits from wilkos, all adds up doesnt it.

Some Wilkos stores sells food, mainly, tinned, packet, sauces etc, good value xx

mum2one

Pips_Mum wrote: »

:T:T:T:T

I couldnt possibly do that as she is far too scary to show anyone, I would not want you to have nightmares!

Finally finished Ebaying, does mean I have 40 items finishing next week tho :eek:

Well done getting all that ebaying listed, I had a very nice surprise, 3yrs ago brought dd set of 30 Little Miss Books off ebay (used) inc p+p paid £10, shes grown out of them.......admittadily there not as good as the origianal Mr Men....... I put them on for £4.99 starting, break even, then went 2ngt for £21 +£5 postage................:T:T:T:T

mummy2mygirls

I didnt know tax changed etc when you got married!! My dh also said he only wanted the two kids and now we have three and the other day he mentioned no4 :eek:

Pips mum well done on listing 40 things on ebay!!! I really should start again soon...have so much 'junk' i could sell - or atleast try to and see what goes. I m going to list all my maternity clothes i think (but might treat myself to som new ones with any money i get...not very dfw...) hope you get lots for your bits..

xx

hampsterpoo

Pips_Mum wrote: »

101 in 1001 list

100.Start to write a Bucket list

Whats a bucket list ??

Pips_Mum

A bucket list is a list of things you want to do before you kick the bucket!! (Also its a very good film starring Morgan Freeman and Jack Nicholson, if you see it on anywhere its worth a watch)

Mummy, Maternity stuff always seems to sell well on Ebay. I bought a few bits from there when I was pregnant with Pip. Listing 40 took forever but a few its already have bids so I am happy.

Went to bank today thinking I was over my overdraft and nearly fainted to see it had 4 figures in there :j my payment from the savings account I closed down had come through :T. Going to pay off all of my A&L card and my Next card too then keep the rest in there for necesities now im on poopy SMP.

Be back to update my signature later :j

Mum2one our wilkos only sells chocs and sweets shame though.

Pips_Mum

A&L Credit Card and Next Directory Debts are no more whoop whoop!

:j:j:j:j:j:j

Pippilongstocking

Pips_Mum wrote: »

A&L Credit Card and Next Directory Debts are no more whoop whoop!

:j:j:j:j:j:j

OK clever girl now recalculate your SOA with the new debt total and work out how its all looking

That should cheer you up

BTW - MIL - shudders.
Parcel taped up and ready to rock and roll tomorrow

ragstoricheswannabe

Pips_Mum wrote: »

A&L Credit Card and Next Directory Debts are no more whoop whoop!

:j:j:j:j:j:j

BIG WHOOP WHOOP!!!!!!!!!!!!!!!:T:T:T

The tool i use on ebay is called turbo lister, you do all the work off line then just upload when you want to list them!!!! you can find it to download in th etools bit of ebay (not quite sure where but if i can find it.................)

I agree with fay, hows your soa looking now????

Pips_Mum

Right yes I should really do another SOA shouldnt I? Still bit scared to!!:eek:
Oh go on then, just to keep you lot happy, back in a mo.........................

Pips_Mum

June Monthly Income Details
Monthly income after tax................ £492.00 SMP
Benefits................................ £80.00 Child Benefit
Other income............................ £120.00 Childcare allowance of £30 a week for first 7 weeks
Total monthly income.................... £692.00

Monthly Expense Details
Mortgage for flat................................ £226.66 Mortgage holiday until November
Secured loan repayments................. £240.00 They wont budge to a lower amount
Rent for flat ........................ £210.91 They wont budge to a lower amount either

Credit Card repayments.................£160.00 Trying to get this lowered to £60 DMP
Management charge (leasehold property) 0
Council tax............................. £83.00
Electricity............................. £0.00 None in flat and OH pays for the house
Gas..................................... .£0.00 Ditto
Oil..................................... 0
Water rates............................. £28.00 Got this lowered!!:T
Telephone (land line)..................0
Mobile phone............................ £20.00
TV Licence.............................. 0
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... £60.00
Clothing................................ 0
Petrol/diesel........................... £20.00
Road tax................................ 0
Car Insurance........................... £30.00
Car maintenance (including MOT).........0
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ £0.00
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 0
Buildings insurance..................... 0 Cancelled as nothing in flat anymore
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)......0
Haircuts................................ 0
Entertainment........................... 0 Whats that? LOL!
Holiday................................. 0
Emergency fund.......................... 0
Total monthly expenses.................. £851.91
= Minus £159.91 :eek:

So its a bit better than it was last time. I think I can pay an extra £150 off of my MBNA card so the CC repayments probably will go down again.