Wendys Spend Less, Make More Diary

wendz86

Been at Oxford for the weekend, was a nice weekend with my friend. Nice to be home though and have already been to asda and done some cleaning.

Managed to be quite good with asda shopping and not spend too much which is good.

Had a look at my finances and don't reckon i will have saved any this month for the holiday. Bit annoying but doesn't matter as will just take the extra money out of savings when and if we book. At least i still have the 100 pounds from last month in tact. Going to try and do a carboot next month sometime towards some spending money.

Computer is still broken which is a pain for the moneymaking. Am on OHs now while he is at work.

wendz86

Well only 2 days away from payday and will have saved 50 quid this month towards holiday so that is good. Means I will only need to take 100 out of next months pay if we get something for around 250.

Am going to buy a laptop as my computer is still broken. My dad is going to lend me the money at least but means will take me longer to pay him back.

wendz86

Well have been paid and had my payment has gone to my Dad which means that i now owe him under 2000 and have paid him back over 700 pounds which is good. this will go up again when i borrow more for laptop but at least i feel i am getting soemwhere.

I have also managed to get nearly 250 pounds saved too which is going on my overdraft so thats nearly 1000 pounds which is great.

Also just withdrew ten pounds from scratchcard so getting there slowly.

wendz86

Am actually doing a lot better this month than i thought would be doing as i closed my ISA yesterday as am putting the money into a new one for next tax year and got 77 pound sinterest which is more than i thought would get. Am going to take it off my Overdraft which takes me up to about 300 off my overdraft. Good considering only needed 250 by July.

Was a little naughty and did some shopping. I got a new rain mac as my coat is way too heavy and hot at the moment. I also got some plain vest tops and also a bikini for this holiday i am still planning on booking

wendz86

Well the ISA money is is my bank account now and waiting for my new ISA with my bank to open so i can put the money straight in. Am keeping 250 that I have saved up this year so far in my bank account as will drop down by the much when they start taking money off my overdraft.

Am off up north for the weekend but should be cheapish as going with Mum who is very generous

wendz86

Hope everyone had a good easter weekend. I spent it up north seeing family which was good but tiring.

I have managed to add to my debt a bit this weekend by buying a laptop but luckilly dad lent me the money so no interest to be paid. Will have to set about doing some more money making again though now I have it.

Just checked how I am doing for money this month and not doing too badly as long as i dont go mad. My mum gave me 20 quid for easter so might buy myself something with that, i really like a dress at warehouse but is 45. Will have a think about it!

wendz86

Not much to report really. Have decided I am going to wait till end of month to see if i have money to buy dress.

I cashed up the spare change we collect and we have 37 pounds which will put towards holiday spending money. Speaking of which still waiting for credit card to arriv to book it.

wendz86

Not doing bad monewise overall. Have got enough money to last till payday so that is good.

My ISA has just opened so have transfered my money in. Going to carry on doing what i have been and putting any extra money i make in to it and then withdraw again at the end of next year and put towards my overdraft.

Went on a bingosite today that was free to play and won 30 quid but had to deposit ten to withdraw but now i think i read that i need to deposit another ten but at least will still be a profit.

wendz86

Have looked at finances today and good news is have enough for my hair to be highlighted saturday. was going to use money from savings but is good can afford it if am good with money rest of week.

Have sent my Dad a proposal tonight as am trying to persuade him to buy a house for us to rent off him. Had to try and prove they will make something from them. He said it looked good so hope he thinks is a good idea

wendz86

Well things are going a little better money making wise. Got amazon vouchers from BP and lightspeed. Saving up to get another controller for wii, only need another tenner.

Also have had enough points on GTM to redeem for a cheque but for some reason my address keeps coming up wrong even though they have sent me cheques before, have e-mailed them anayway so hope he gets sorted.

Have been spending money as well as saving and bought two tops and a skirt yesterday for holiday but taking skirt back as it doesn't fit.