Thursday 18/12/08 Wgat small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D



Today I will:

• check online banking
• move some cash into savings
• update spreadsheets
• make a loaf in breadmaker
• put some coins in sealed pot
• storecupboard lunch nd tea - no xmas dinners today;)
• laundry hokey cokey
• try and be sparkly,although think I may finally be succumbing to OH's lurgy:eek:
• not use car
• no spend day

Good morning dfw's, feeling a bit below par this morning, not sure if finally getting the lurgy from OH or just feeling a bit run down with all the stuff going on here for xmas.Up in the night also with DD having bad asthsma(sp) attack so may just be knackered:rolleyes:
Will try to be a bit sparkly today - not long now to xmas and holidays from work:j . Hugs to all those in need, hi to all the regulars and welcome to any new posters.
Mrs A2B - I was seriously impressed with your list yesterday:D almost rivalled andans:eek:

Catch you later folks- work calls.:D

torikate

Good morning. Hope you are all well.

Today I will/have:
* Spend only essentials (gas)
* Eat the stew I made yesterday
* Take my washing to my darling Nans as my machine broke yesterday ... grrrr!
* Use money pot to pay off some bills

Hope you have a good day!
Tori xxx

Norton_Blade

Morning!

Eleven hours until my Christmas party, fifteen and a half hours until payday and one more get-up before my Christmas break starts (although after tonight, it might be the hardest get-up of the year!)

My list today is a bit boring:

• Checked bank. It needs to be fed some wages
• Checked for surveys.
• Storecupboard breakfast and dinner.... tea paid for by work at the Hilton tonight with wine also paid for
• Make sure everything is easy to find in the morning when I am no doubt feeling "tired and emotional".

Have a good Thursday everyone

mbaz

Good morning!

I have a really short list today so I'm going to really space it out to try to make it look longer

Today I have

or indeed will.... :cool:


check online banking

daily scratchcards

various xmas parties (children's unfortunately)

LSD

post the ebay item I sold last night

clicks and surveys


look for mystery shops

and that's it!

Have a good day all x

bathgatebuyer

So far I've paid for a latte this morning (it cheered me up in the cold rain!);
Will pay my Sainsburys credit card bill and my factors bill today.

Pippilongstocking

Flowery today and not too sparkly (nother big meeting later - ergh)

Ho hum
today
um............
ate sandwich at home rather than buy one in canteen at half ten
meeting chum for lunch and have no money so its a card or she pays!
hung up some washing
did lodgers room and he's off for the holidays now

Um - thats about it I think - waving to you all will catch up proper soon, we miss you all.

socks of course stripey - xx
waving to you all, no xmas party here - lol -

lilly81

Morning guys,

Have had a real stinker of a cold here, so not been posting on here as have had the heating up high and tumble dried all my washing, until I felt better!

Today I will:
*check online banking done
*update spreadsheet done
*look for a job done-there arent any!
*Book DS one day at the sports centre- this keeps me sane in the holidays! done :j
*Top up for for free weekend credit don
*Buy an xmas TV guide-This will help with planning the holidays done
*look at OS board to see what things to get for store cupboard done

I have written my Jan spreadsheet and have had to cut down on my food bills, so am hoping I can stick to it throughout 2009 :eek:
I hope your all feeling well

Lilly X

artyfartymack

morning peeps.

Today I have/will:

Check online banking
check pigsbank comps and clicks
Try to sell some cards and smellies at work
Complete my make £10 a day challenge
Store cupboard dinner
Laundry hokey cokey when I get home from work
Value sandwich for lunch

Not a lot but I'm new to this and every little helps!

lilian1977

Hello everyone

Secret santa day at work today so have brought in my present (the Cath Kidston 'Make' book, should have been £14.99 but got for £4.99 on thebookpeople.com, so within £5 budget!)

Made salad from fridge for lunch, shouldn't need tea as having secret santa snacks at 4pm (I'm contributing cheese and pineapple on sticks, how 70s!)

Checked online banking, £7 has come in from my friend who bought a spare xmas present from me, so £4 of that into virtual sealed pot - £155 now

Claimed £15 from Paypal (owed from Getpoundsback from June, only just got paid!) Will all be going into virtual sealed pot when it comes into bank.

Checked CC online, they have reduced my credit limit to £350 as I requested, will try to get down to £300 next month.

Checked for Quidco, Pigsback and Lightspeed - nothing, 45 points added, nothing. Signed up for Enjoy England newsletter so should have another 30 Piggypoints soon.

Not much else, have good days all!

Paulgonnabedebtfree

Paid another £1 to a credit card. However, had to throw away about 30pence of food. I froze some fresh brussels then stored them in the fridge. They absolutely stank this morning and were soggy. I wouldn't risk them in my guts. Seems like I shouldn't have frozen them maybe. I'm not too used to home cooking like this but I thought most things could be frozen.
Ah well. Such is life.

Piquant_2

Hope you get an attack of the sparkles Sophiesmum that'd wipe out any lurgy that was daring to lurk!

So good to see you back Fay don't worry about not having a Christmas party, quite often they're not all they're cracked up to be. The only exception being Norton Blade's!

Never mind about the sprouts Paul, they're not always that great even when they've been frozen properly....:rotfl:

Why don't we have a virtual party on this thread before Christmas??

Might have to do a list like mbaz, I'm not good at these lists...

Still not better, spoke to my boss and he didn't sound pleased that I'm not back at work, decidedly off-hand. I tried to explain (even though I have very little voice) about nearly keeling over if I stand up too long, but he wasn't interested. Am now really worried for my job...

I'm making dough in the bm, will try to make rolls, never done them before. Other than that will check banking and adjust spreadsheet. Missing horse horribly and exex a little bit...