Live on £4000 for a Year, 2009 Challenge, part 1

thriftylass

Pips_Mum wrote: »

Congratulations Thrifty, its our 1st baby too so I know what you mean about being scared but I can honestly say i think I am more scared about doing this challenge!!! :rotfl:

You all seem a friendly bunch so sure you will help me out.
I am going to do my sums at the weekend (providing I am not in labour of course!!) and will post my budget soon.

Thanks for your nice messages so far x x :T

P.S - Love that I am expecting a frugalmite!!:rotfl: :rotfl: :rotfl:

Good luck, hope everything goes well.

[Deleted User]

Congratulations Thriftylass and Pips Mum! I'm due 7th March! So frugalmites everywhere!! :j Its my first too...

I signed up to the challenge - hopefully it will make SMP stretch abit further and hopefully means I could get away with working part time hours after SMP finishes.

Waffle over xx

little_miss_moneysaver_3

Right I have done my figures. For 2009 my budget is £3300. I know it's less than the £4000 but to make things easier for the BF I've already included the TV licence (£140) and the mobile internet (£420 - yes did nearly have a heart attack) into our monthly outgoings. Car charges such as petrol and tax etc are not included in the £3300, as mine is essential for work. As are our mobiles as we have no house phone, hopefully will be able to cut down our contracts later in the year.

So the £3300 - £275 a month will include:
Food, toiletries and any alcohol - £140 a month (hopefully less with grocery challenge
Sports fees (joint) - £57
Any gifts and cards £? Prob mark £20 a month for this
Haircuts (BF £10 and mine £10 but every couple of months)
Any clothing or shoes (or new bags ) £? (as needed)
Any leisure activities, dinners out, pubs etc - have to see if they're is money left.

Sounds easy, but i think it'll be a big challenge especially when I can't go out and impulse buy.

Hopefully by the end of 2009 I shall be debt free and my BF will be well on his way to being debt free. :j

Good luck everyone!!!!:beer:

LMMS x x x

Pips_Mum

Thats my plan too loopylou I dont want to feel I HAVE TO go back to work full time before me and the baby are ready.

Theres a frugalmite boom!!!

Glad there are several others in the same boat as me for support as well as all the other lovely people on here.

taka

:j Congratulations Thrifty :jand good luck Pips mum - due on Xmas day! Wow... :eek: Can't think of a nicer present though...

Welcome all new joiners! :santa2: :xmastree: :xmassign:

I'll try to [strike]stop playing with my spreadsheets and actually make a decision[/strike] finalise my budget and post it soon... :rolleyes: :rotfl:

fizzel81

Congratulations too all expecting frugalmites in 2008/2009

pips mum hold on till the 26th (only as thats my birthday) i was due on xmas day made my mother wait though hehe

Pips_Mum

Will try Fizzel as that means I can enjoy my xmas dinner!!

Your request is a bit more reasonable than my friends whos birthday is not till JAN 12th!!:eek:

Thanks Taka hoping Santa will bring the baby all nice, clean and wrapped up, none of this pain and pushing thing!! :rotfl: :rotfl:

fizzel81

my mum thought that! she went in xmas eve and i finealy appeared on boxing day early morning

no xmas dinner for her ohh 27 year ago (feel old saying that!)

on more serious note i hope it all go's well for you

cw18

You could always have a loooong wait for my b'day (23rd Jan), but probably more reasonable to suggest my Dad's (28th Dec)

A friend of mine was due a baby on Valentine's Day -- but ended up with a special Christmas present instead :eek: (Her little bundle is now a gorgeous 'not so little any more' chappy.) She's expecting again, so is being very carefully monitored in case she's that early again -- which would make this one around Valentine's Day so you have to wonder

Pips_Mum

cw18 wrote: »

You could always have a loooong wait for my b'day (23rd Jan

:eek: :eek: :eek: :eek: :eek: :eek: :eek: