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Live on £4000 for a Year, 2009 Challenge, part 1

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Comments

  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    :Tcongrats jennybee another 9lb 4oz frugalmite i feel your pain, literally!!!
    dont like to tell you, but i am one handed typing at 04.00am:eek: due to a wide awake 2 week old, all good fun though.
    i too plead insanity, trying to remember to write everything down but think i will have to just accept that my figures may be a bit haywire.
    love and hugs to everyone x x x
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    congratulations Jennybee and welcome to baby JD (such a good name:D)

    Managed a NSD yesterday as hoped for:) So remaining amount is still £57.17 with 7 days to go.... £8.16 per day.

    Utilities and Sky still remaining to go out and the last of the pocket money.

    Not sure what will be doing today as its pouring down here! Need to iron school uniform though. Off to make another cuppa now!
    November NSD's - 7
  • Got my new contract sorted through vodafone or orange, can't remember lol All i know is ordered through phones 4 u (30 tcb) and the free gift is a ps3 and 600mins and 3000 texts for £35mth! I rang them and said when does the free git come and he said it is delivered with the phone. I thought i'd have to wait! Then the guy on the phone was saying i can do it for you now and all this and i said no it's ok. He was so pushy. The when i went on tcb i realised why. He prob gets that 30 commission! Now have 40 pending in tcb wahoooooooooooo
    DFW since JAN 2009 - 2014 will be the year i finally clear debts :) Just to see which month :))))

    One adult + 4 children + dog
  • looby-loo_2
    looby-loo_2 Posts: 1,566 Forumite
    Got my new contract sorted through vodafone or orange, can't remember lol All i know is ordered through phones 4 u (30 tcb) and the free gift is a ps3 and 600mins and 3000 texts for £35mth! I rang them and said when does the free git come and he said it is delivered with the phone. I thought i'd have to wait! Then the guy on the phone was saying i can do it for you now and all this and i said no it's ok. He was so pushy. The when i went on tcb i realised why. He prob gets that 30 commission! Now have 40 pending in tcb wahoooooooooooo

    :eek: not sure I'd want that:eek:
    Doing voluntary work overseas for as long as it takes .......
    My DD might make the odd post for me
  • scrooge2008
    scrooge2008 Posts: 1,403 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning everyone!

    Well, not long to the end of the month, but after a shop yesterday that WILL see me through to the end of the month, I have no more money in the budget or purse.

    Instead of going overbudget, I have decided to take back a £6.00 top, to Tesco's today, and that should cover me for any small expenditure.

    Nearly cracked last week. Was tempted by a Boden coat and bag in their 75% off sale. On the parcel's arrival my conscience kicked in, as I already had a similar bag and coat :eek: . I immediately returned it, saving me £115.00 :T
    Just been on the newspaper thread and have got free tickets for Doubt next Tuesday.
    I learned that courage was not the absence of fear, but the triumph over it. The brave man is not he who does not feel afraid, but he who conquers that fear.
  • sophiesmum_2
    sophiesmum_2 Posts: 4,965 Forumite
    Good morning frunchkins:D

    Had a little lie in this morning, not like me at all but didn't go to bed until late anyway. Had a good sift through OH's hidey hole last night whilst he was at work and binned lots of useless tat that he has been hoarding - he won't even notice;) ;) , Dvd recorder is being rehomed today to fellow frunchkin so lots of decluttering going on of storage places. (which I can then fill up with stockpiled goodies:rotfl: )

    General frugal aims for today;
    • storecupboard lunch and tea
    • reduce, reuse,recycle one item- rehome dvd recorder
    • do something nice for me -
    • do something nice for someone else -
    • do one thing just for fun - go for swim , jacuzzi and sauna
    • fitter not fatter - swimming
    Todays frugal meals;
    • HM seeded bread with bacon and mushrooms,OJ
    • Tuna salad
    • Chicken fillet with butter bean gratin and spring cabbage
    Fruit and veg portions;
    1 fruit, 2 pulses,4/5veggies,:D

    Expenditure :o or additional income
    Spent £3.70
    No spend day planned- spent £3.70 in boots but gained £10.00 in points so worth it :)






    Remaining target cash for first 6 months food spends - £256.84 left from budget of £400 for first six months.
    Reduce,re-use, recycle.






  • Janey51
    Janey51 Posts: 1,195 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Jennybee congrats :T

    Just a flying visit as going to search for treasure :rotfl:

    We have snow and it's very cold again so I will be frozen.
    Making soup for sustenance.
    NSD today :D
  • sophiesmum wrote: »
    Just put some butter beans to soak as want to make butter bean gratin for tea tomorrow
    Hi sophiesmum
    The gratin sounds really interesting and hopefully will taste great. Please could you post details of what goes into it (apart from the beans of course:rotfl: ) and how its made? Thanks.


    Hi too to everyone who posts on this thread. It's my favourite on the whole of MSE, everyone is so supportive and helpful here. Although I'm just a 'lurker' rather than a challenge member I'm trying to put lots of your ideas and tips into practice. Keep up the good work, one and all:beer:
  • Butter Bean Gratin

    350g (unsoaked weight) butter beans
    2 sticks celery- chopped (don't tell OH he thinks they are leeks - hates celery)
    1 onion -chopped
    2 good sized carrots - chopped
    Small amount lazy garlic or clove garlic (optional)
    1 bay leaf
    1 litre water
    bunch chopped parsley
    75g butter
    1 tbsp plain flour
    300ml milk
    125g grated cheese
    100g breadcrumbs

    Rinse beans and soak overnight
    drain and set aside
    Put beans,onion, garlic, celery, carrot and bay leaf in a pan with the water, bring to the boil, cover then gently simmer for 1 1/4 hours.

    Using small pan,melt butter and remove from heat,stir in flour, then milk and thicken over low heat, add half the cheese, salt and pepper and the chopped parsley.

    Drain beans, stir through the sauce and put in large oven proof dish, sprinkle with the breadcrumbs and rest of cheese and bake 200c for 15 minutes or until browned.:D

    Sounds a bit of a faff but is easy really and tastes lovely.It is quite filling and you could have it as meal on it's own. I' m having chick with it as want to freeze a couple portions for another time.
    Reduce,re-use, recycle.






  • Morning All

    Congratulations JennyBee! These babies do seem to be on the bigger side, I hope mines a little bit smaller :o On the house front, DH is decorating as fast as he can.... lets just hope its ready in time. 2 weeks left at work, I cant wait. Starting washing baby clothes yesterday.

    On the spends front, doing quite well. Making myself keep a note of things/receipts is an eye opener - It just stops me buying things! Home insurance was the best bargain, Renewal Quote came through £219.80 and excesses being put up to £200, online found similar cover for £142.63, went thru t*pcashb**k and got £51.00. Yay:j

    Anyway nothing else exciting has happened. xx
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