DMP Mutual Support Thread (Part 5)

St0lli

KG - I'm not sure either... someone else who has had their DMP up and running will be along later and they will be able to advise you...

Massivedebts - I'm projected to be here for 10 years! Any advance on that? lol

dlb

Hey ill still be around in 10 years even though my dmp finishes in just under 3 years but will always stick around on the boards to help anyone who is going through the debt free journey.
Nothing worst than thinking your on your own....but on here your not
Donna

suze72

Hi St0lli i'm a 10 yearer too!!:D
And thats just to get rid of our unsecured debt. We have an £85,000 secured loan too :eek: which I think will take a bit more shifting!
Sue.x

massivedebts

20 years if I stick to the more 'generous' budget!

elsie52

Keithing

Just seconding what dlb said. We had the same problems some of our creditors also said they ; hadn't had any information from Payplan re our DMP ' We knew fine that they had, we had to ask Payplan to fax the information through to them again. I think sometimes there are so many people dealing with it on the creditors side, that it sometimes gets 'lost '.:rolleyes: Eventually they had everything they needed, but it must have been several months before some of them stopped ringing. I think they liked the sound of my voice. ! lol :rotfl: It will settle down soon.

St0lli

Looks like we are all going to be very good friends by the end of this! :beer:

massivedebts

St0lli wrote: »

Looks like we are all going to be very good friends by the end of this! :beer:

I hope so, I don't want to be billy no mates for a decade!!;)

Enjoy the rest of your weekend

MD xx

jenevieve

Hi all,

quick question: I am writing out my first letter to my creditors to let them know that I am contacting CCCS to set up a DMP. I am following the template letter which is fine. However, as my current account is also a creditor because of my overdraft, does my letter to my bank have to be slightly different - explaining that I am moving my salary to my new account and therefore offering a token payment towards my overdraft?

Thanks.....x

massivedebts

Hi Jen
I have o/d with HSBC, I just sent them the same letter as my c/c's and loan's etc with the same token payment (£1 postal order). Not sure if that is right or not, but that is what I've done
Also haven't told them I'm moving salary etc
MD xx

suze72

Jenevieve, I did exactly the same as MD and it seemed to work fine.