Some of you are vultures

neas

how is anyone bullying anyone? maybe im a bit slow but i just thanked her for what she offered? oO

How is she passive aggresive bullying? im a bit slow :P.

Back to the original topic, i'd like to mention if one sole earner can pay for the following:

3k per year tuition fees +3-4k accomodation fees +god knows what else
Mortgage
Food
Gifts
Maintaining at least 3 peop le.

I'd say that was a good wage... no offence but alot of people here are two couple family who have to both work.. sometimes long hours doing minimum wage jobs.. just to get by. Decent people... hard working people who just had no chance of getting on the property ladder/snake... now this crash is coming with a recession... but they are happy because if they keep their jobs it means they will be able to get a house for themselves... after a hard life working.

Im sorry its hard to have sympathy for a family unit who had lots of excess income.. enough to pay 8-10k extra a year.....and allow the wife to be a stay at home housewife... who... quite frankly... doesn't understand about the ideology of saving for a rainy day.

I have more sympathy for the hard workers who never had money, who couldnt avoid being sacked and are disadvantag ed... you i cant be sorry for sorry... its just me.

neas

you know what else annoys me on the internet though, when someone says soemthing childish like

" Im not posting here now... im done im done im done..."

then 2 mins later posts again.. like nothing happened... if you aint gonna follow it dont post it, its just make you look silly doesnt it?

tesuhoha

Zelie wrote: »

I think passive-aggressive bullying such as tesuhoha is doing is actually worse than the rational statements and questions she has found here. Is she ashamed of her behaviour? I very much doubt it and I strongly believe she just wants an argument. It's standard for internet fora that there will always be somebody coming along and making statements designed to provoke heated discussion. If the OP actually had difficulties or actually wanted help then they'd go to the appropriate board and start reading and posting. There are many people worse off than the OP, they cope. Sometimes life is tough - deal with it.

Yes, I am excrutiating ashamed of myself - for confiding my story to you people. I don't ask for help from anyone, never have done.

As for the bullying - how many are there of you having a go at me? Someone told me that they wished I would die. I suppose that isn't bullying, but a perfectly reasonable person presenting a logical argument.

mewbie_2

Anne3333 wrote: »

Speak for yourself Mewbie, some of us on this board have unlimited sympathy, and attention spans to match!

I was phrasing it in the most careful way I could, while still trying to get the point across. Had I written from the heart I would have said

mod: The rest of this comment has been consigned to the Moneysavers. Most of the language used is crude and inflammatory, and it is unlikely that animals could adopt some of the positions you describe, let alone fellow posters.

tesuhoha

neas wrote: »

you know what else annoys me on the internet though, when someone says soemthing childish like

" Im not posting here now... im done im done im done..."

then 2 mins later posts again.. like nothing happened... if you aint gonna follow it dont post it, its just make you look silly doesnt it?

You are so right and I really am off now.

Walter_J

tesuhoha wrote: »

I am shocked at the way a lot of you are laughing and rubbing your hands with glee at the house price crashes. Don't you realise that there are a lot of ordinary people who have lost everything?

This all gives me the uncomfortable feeling that there is going to be a hpc bloodbath in the next few months. Don't get me wrong I feel sorry for first time buyers but there seems to be a lot of opportunistic greed on this forum.

Can I put another perspective forward?

I have no vested interest in house prices as our mortgage is very nearly paid. I am no vulture waiting to pounce.

I am certain however of the need for house prices to fall to sensible and sustainable levels. In my view that means falls of 50-60% from last summer's prices.

This is essential for the future economy of our country and for the cohesion of society in general. High house prices and resultant high rents for tenants mean that a ridiculously high proportion of peoples incomes must go towards the basic need of shelter, leaving little left to provide any quality of life.

Germany has a far healthier attitude to property. There a far smaller proportion of people own their homes, being happy instead to rent at affordable levels. House prices are lower too, because of lower demand and less available credit. As a consequence, people in Germany have more money after paying for housing and thus have a far higher standard of living than do we.

This is how things have to go. House prices didn't go up here because of any intrinsic shortage of houses, it was because of speculation fed by easy and cheap credit. That speculative bubble has now burst and it is highly unlikely that the same circumstances which inflated the bubble will be allowed to be repeated for several generations.

My concern is for the greater good, and the greater good long term is served by low house prices and an end to the mentality that ones home is a route to riches.

This of course means that there will be losers. It gives me no pleasure to see this but it is simply inevitable that there wil be collateral damage.

Some will lose their homes; some will go bankrupt. Most however, will just somehow pay a mortgage for twenty five years and then own a house. Unless it was an interest only mortgage in which case they won't own a house.

The majority of people however, and our children, will benefit from lower house prices long term.

.

neas

Walter_J wrote: »

Can I put another perspective forward?

I have no vested interest in house prices as our mortgage is very nearly paid. I am no vulture waiting to pounce.

I am certain however of the need for house prices to fall to sensible and sustainable levels. In my view that means falls of 50-60% from last summer's prices.

This is essential for the future economy of our country and for the cohesion of society in general. High house prices and resultant high rents for tenants mean that a ridiculously high proportion of peoples incomes must go towards the basic need of shelter, leaving little left to provide any quality of life.

Germany has a far healthier attitude to property. There a far smaller proportion of people own their homes, being happy instead to rent at affordable levels. House prices are lower too, because of lower demand and less available credit. As a consequence, people in Germany have more money after paying for housing and thus have a far higher standard of living than do we.

This is how things have to go. House prices didn't go up here because of any intrinsic shortage of houses, it was because of speculation fed by easy and cheap credit. That speculative bubble has now burst and it is highly unlikely that the same circumstances which inflated the bubble will be allowed to be repeated for several generations.

My concern is for the greater good, and the greater good long term is served by low house prices and an end to the mentality that ones home is a route to riches.

This of course means that there will be losers. It gives me no pleasure to see this but it is simply inevitable that there wil be collateral damage.

Some will lose their homes; some will go bankrupt. Most however, will just somehow pay a mortgage for twenty five years and then own a house. Unless it was an interest only mortgage in which case they won't own a house.

The majority of people however, and our children, will benefit from lower house prices long term.

.

Very good post

tesuhoha

However, if you really want rid of me, then no more sarky comments please.

Gorgeous_George

Not a happy playground today?

GG

JayScottGreenspan

I think tesuhoha's got a point in the OP. There are some people taking far too much glee in the misery of others, and it's not pleasant.

You see, life's complicated. It's perfectly okay to think:
1) lower house prices will benefit the country;
2) the correction was long overdue;
3) it's a shame that some people will be hurt by the correction.

Some posters seem to make the mistake of simplifying the issue, and in their little heads it probably goes something like this: "I want a cheap house" => "A crash will hurt some people" => "I want a crash to hurt some people".

Either that or their logic is impeccable and they are just genuinely mean.