Car Insurance Excess Rip-off

nalin

Wig wrote: »

Autoglass are always a ripoff IMHO, They wanted about £250 from me, I got it done by Nationwide auto windscreens (or something like that) for £110.

And majority of the insurance companies insist on dealing with Autoglass because they have worked out how to rip off the motorists

Windscreens by other companies are supplied and fitted at less than half the price charged by Autoglass, but the Trading Standard Office or the Office of (un)Fair Trading are not interested in these crooked rules the insurance companies operate by insisting on dealing with Autoglass!

dacouch

The vast majority of Insurers prefer customers to use Autoglass as they have an automated billing service which helps the Insurers and when you press the key on your phone to make a windscreen claim it normally goes straight through to Autoglasses call centre so it saves them staff.

Autoglasses prices are very expensive however when the bill gets given to the Insurer to actually settle they will receive a discount of around 45% so it brings it down a hell of a lot.

The Insurers prefer using an Authorised Windscreen Supplier and limiting the amount if you do not use them as customers sometimes get work done on their car like a new sunroof or tyres and get the local garage to put it down as a windscreen. By using an authorised supplier this is almost elimitnated

Autoglass have a monopoly over the windscreen market due to most of the Insurers using them so the rest of the market have to do cheap prices to get the business.

I don't work for autoglass and am not that keen on them myselves but the above is how it works and the vast majority of the Insurers use them so they must be doing something right