Heartfelt words *updated with SOA* - My world's crumbled

GreyhoundAngel

Firstly, before I bore you with my own tale of woe, I’d like to say thank you to all the people on this forum – I have learnt so much, in so many aspects from you all. Although I’ve not been “active” here – I have been a long term lurker. I’ve silently laughed with you and cried with you on your journeys, ups & downs.

It humbles me greatly to see so much support for each other – despite what you may also personally be experiencing in your lives.

I was once told : “There is always someone you can find who’s worse off than you, and while that can stop you feeling that you’re alone and in a no win situation – you have to accept that you feel that way, because the situation you are in – is the worst thing that has ever happened to you personally – but you can always find a path that works for you and sometimes that comes from giving to others on your way”.

This forum is a testament to that ethos, and I hope that I can find some small way to contribute to it.

I am still struggling to word my own first thread – I keep starting only to find I have to stop as it is emotionally difficult for me in some areas. I will post soon and hope that I can share the wisdom & support here, especially on this board.

Once again, Thank You - for the collective wisdom, advice & support you guys give out so spontaneously to those in need.

elantan

looks to me like you made a very good start on your own thread thank you

LittleEmms

Think you've just wrote my feelings about this forum - well I mainly lurk in the DFW thread - and that's how I feel about here!

Life is tough and as you said - everyone's journey is hard for them in their own way.

Here to listen when you feel ready

Emms

McKneff

well done, dont struggle any longer with your first thread, you just did it and a damn fine post it was too.:T

what happened to this tale of woe you were going to bore us with.

boredofbeingathome

I agree with the others, welcome to the forum as well.

Lula-Hula

Hello & welcome,

you're right, it's full of warmth & very huggie here & many a lost soul's spirit has been restored. People here care & your first post was brilliant

GreyhoundAngel

Thank you (again) for those so far who have taken the time to read, reply or push the "thanks" button to my post!

I am still trying to write the "background" to my current situation, while at the same time trying to get all (or as much as I can) of the figures together for the all important SOA I know will be asked for, which may take until the weekend to pull together.

However, after having done a fair bit of reading on the boards here - I have made a start with some things, I've contacted virtually all my creditors and explained the situation and asked for their help - I have to say that while some have been "less than sympathetic", most of them have been understanding (even if for some - their policies have not enabled them to offer much leeway) and some have bent over backwards to try to help.

In some ways I feel a bit of relief from the pressures that have been building, but at the same time it has been emotionally draining to have to keep repeating the explaination - hence why it's taking some time to "get it on paper" here.

My logical side, knows that there are ways forward and much I can do to get to where I want to be again (the threads on here show just how much can be achieved by focusing). My emotional strength however, is very close to being totally exhausted and there have been moments where I've really tetered on the edge.

Anyhow, enough rambling for now. I will finish my background and the SOA and get it posted here either tomorrow evening (well late evening) or no later than Saturday. I know that some areas of the SOA may seem high - but these will include the agreements that I have made with some companies in order to get back up to date with my dues to them, and therefore for the time being - cannot be changed until their review times.

elsie52

Hi

I have read your post with interest and I am sure everyone reading it can empathize with you......we have all "been it, seen it and done it "....and still doing it. !! I know when I contacted my DMP I found it so emotionally draining, and I think it was all the months of pent up worry about money and our dreadful situation, but..........when you have got over that, things DO get better, sleep comes more easily, as does a certain amount of " peace of mind ", although I don't feel that will entirely happen until we are totally debt free. I will continue to read your posts, and you will get as much support from all the members that you could wish for.

Good luck.

youareallhelpingme

Angel - you are already over the worst - admitting to yourself that enough is enough. Once you reach that point the only way is forward, yes it's very daunting. i have used CCCS for telephone advice but dealt with the rest direct with creditors.

If you get scared or upset, maybe get a letter you don't understand please come on here for help BEFORE replying. I made myself a rule to not write a letter until the next day, the stress makes you panic. Leave it a day and very often its "tactics" they are using tp may you pay more than you can afford.

I have been dealing with my debt for over 3 years but only found the forum a few months ago, I wish I had found it sooner as some things I would have done differently with knowledge.

Take care,

Me x :grouphug:

Miss_Piggy_2

GreyhoundAngel, welcome to the forum. Love the name by the way, my family are Greyhound fans!

Shall watch your posts with interest. It seems as if you have a very sensible head on your shoulders so you are already halfway there.

Good luck

Miss P
xx

piglet39

LittleEmms wrote: »

Think you've just wrote my feelings about this forum - well I mainly lurk in the DFW thread - and that's how I feel about here!

Life is tough and as you said - everyone's journey is hard for them in their own way.

Here to listen when you feel ready

Emms

Me too Emms!

Post when you are ready GreyhoundAngel. There are many lovely people that will help you through this.

And as Lula Hula says (((hugs)))

Piglet