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'Virtual sealed pot' Challenge until Dec 1st 2009
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Another £4.16 to the mortgage.0
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Month one has seen me save £34.82 in my virtual pot and £17.81 extra to my credit card - so effectively have saved £52.63 in total - really chuffed with that:DWhen you were born, you were crying and everyone around was smiling. Live your life so at the end, you're the one who is smiling and everyone around you is crying! :rotfl:0
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Another £5 today as BFs rent/bills money has gone in, so I paid my full CC balance and then rounded down my bank balance into the pot. Signature updated. At this rate I might be re-revising my target AGAIN but we'll seeMy debt free diary | Post Office loan: £2131 1429.38 | Barclaycard: £4429 1988.12 | Paypal Credit £322.71 574.91 | Monzo Flex £169.03 |
Total £4151.44 | £2900.30 of £7051.74 paid off since diary started October 2024.0 -
have changed what i am using my extra for, DH has a cap one credit card with a high balance so in preparation for the interest rate hike i am paying all extra towards this to try and clear it so £8.11 towards that from the 2 accounts0
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Another £14.70 this weekmade up of a few payments so that a total of £71.86 :jTOTAL 44 weeks lose. 6st 9.5lb :T0
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hey folks, iv just topped up my three pots, there will be more to go in my third pot im expecting some paypal transfers over the weekend, but overall im well chuffed i have saved £85.05 so far, if i keep this up i will be able to meet my targets and save over £1000 over this year.xx
hope you all have a fab w/e :beer:Proud to be dealing with my debts Nerd #992 LBM 30.06.08 Debt [strike]£3292[/strike] £1646 (50% paid, all interest free) Sealed pot member #434 £65.09 & Virtual sealed pot member #001 £82.07+£33.04+£112.83=£227.94 Gave up smoking 30.01.09 DfDay 01.12.09Have nothing in your homes that you do not know to be useful or believe to be beautiful (sell it instead)
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mrssainted76 wrote: »have changed what i am using my extra for, DH has a cap one credit card with a high balance so in preparation for the interest rate hike i am paying all extra towards this to try and clear it so £8.11 towards that from the 2 accounts
it makes sense to add it to wherever is charging the most interest, those are the ones to clear first. its nice to think of the day you will have paid those suckers off ..xxProud to be dealing with my debts Nerd #992 LBM 30.06.08 Debt [strike]£3292[/strike] £1646 (50% paid, all interest free) Sealed pot member #434 £65.09 & Virtual sealed pot member #001 £82.07+£33.04+£112.83=£227.94 Gave up smoking 30.01.09 DfDay 01.12.09Have nothing in your homes that you do not know to be useful or believe to be beautiful (sell it instead)
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Managed another £8.41 today - so far this year I've been very lucky with the over £5 transfers! The balance is building up very nicely indeed!MFiT-T5 #52 - aiming to clear mortgage completelyJanuary 2019: £19620 ~ November 2021: £0.00!0
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it makes sense to add it to wherever is charging the most interest, those are the ones to clear first. its nice to think of the day you will have paid those suckers off ..xx
out of the 3 cards DH's is in the middle of the highest apr rates only my cap one is higher but the balance on that is now only £50 so that will be paid off with my normal payments before they raise the rate, roll on november 2010 and they will all be clear was december 2010 so pleased it is becoming earlier. sometimes though i wish i could actually remember what we bought with the cards to rack up the debt :mad:0 -
Added another £8.96 to my pot today as there was that in excess from my salary going into my bank account so my total is now up to £40.110
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