new start - get life straight

taxi73

Personally I would take all my accounts from the Halifax ..as for the O/D you can then pay whatever you want off it each month.
Sorry to hear the school are being a pain as well but looks like you have a result.

Keeping_Positive

((((Hugs)))) M21 Cant think of anything useful to say at the moment. Hope things get better soon. Opening a new account is a good idea. They can charge what they like and you then claim it back. In the meantime whats yours is yours without great big chunks being taken.

mum2one

Really weird I've tried writing this post, and got nowhere.

All sorted for mothers day, just got to wrap them 2mor, dd got mum a Forever friends wallet, dd got me a forever friends handbag, (half price in Clintons), got mum a dressing gown and a top........ she has everything and shes so fussy, she always has to know what shes got.

DD got party to go to on Sat, so shes exicted, and I get another couple of hs studying, but at least no assisgnment until end of April

Very boring here, off to bed soon, just on one of those not tired moments xx

taxi73

Hope DD enjoys her party.

mum2one

DD had a brilliant time at the party, I cheated and grabbed 40 winks. Had the misfortune to be up most ngt with toothache - I've either chipped a tooth, or the filling that was done b4 xmas hasnt held....... I hate dentists.

Quiet weekend, another nospend day, very plzed with myself, finshed off part 2 of spring clean dds wardrobe, few more things for ebay and a bag of clothes for her friend. Got a batch ending 2mor, so far its £10, weve made, but 2 of the items have got 8 watchers, so hopefully they may go for a but more........ but as there dds clothes she has the money back!!

Sorted out a few more items for xmas, very sad and organised, and got all birthday presents done for yr, (bar mum, dad and dd).

Had a wonderful surprise in the post a box of chocolates, I did some surveys in Feb, and had an email about 2 weeks ago asking to confirm address as they were sending some items out, took it to be literature, but it was chocs. Very posh ones, thou they lasted all of 10 mins, as soon as dd saw them she wanted them, the mum dug in, even the dog had one. You can tell how spoilt Whisky is, as dogs arent meant to eat chocolate, I bit the chocolate off for him, and it was dark chocolate - I HATE DARK CHOCOLATE - no chocs left now.
Looking 4ward to getting my mums dad prezzie - I've got a forever friends handbag its so gorgeous (and it was half price from Clintons) xx

Keeping_Positive

Oooh bad luck ref the teeth hope you can get that sorted quickly. Well done ref pressie sorting and NSD.

Im looking forward toa massive box of Milk tray later for my mothers day pressie mmmmm.

mum2one

Some good news at last............ had a call from the hospital re liver scan, the good news is it shows up nothing unusual, the liver did show up about the emzyemes thats its haveing problems breaking down, which could be caused as I'm overweight and type 2 diabetic, so the next step is to see a dietician in the hope that they can translate the emzymes into food sorts and see what I can avoid, but the condition is reversible.

Had a letter from the physio dept at the hospital, on the list to go to the hydro pool, but sods law now I'm at the top of the list the pools broken down.......... there not sure when its going to be fixed, but never mind, i'm top of the queue.

Did really good Mon + Tues - managed to get a weeks worth of Ou work done, so I'm now technically upto date, thou this weeks work looks like a hard slog, but were get there.

DDs ballet fees are due this week, £47 for tap and ballet exam - which Ive paid for by being money neutral (online activities), and her next term also due £44, but as I'm struggling mum said dad will pay.......... he couldnt say a word as he gets paid to take me to tutorials as my helper, so want he earnt so far hes paying this batch of ballet........so next batch be due July, ready for September but cross that bridge (hopefully onepoll will be £40 by then go towards it.

Another yr older on Monday, not sure whether it will be another yr wiser, but I intend to look on it as positive, since Jan have overpaid on my credit cards, not by much, but have achieved more than my snowball, and being really good with spending, needed new underwear, so went straight to the sale rack, got bras for £5.00, and knickers for buy one pack get one half price, if I wanted flower pattern be £10 a pack, but plain white and black packs were £6.00, they all do the same job, so cheapie ones it was.

Doing very well with debt busting, would love to shift some more but got conned by Halifax for over £500 since xmas, and that could be put to better use, waiting to hear about the financial hardship claim, so fingers crossed.

Sold dds last yrs summer clothes and we made £30, so that be reinvested in some more clothes for her, and had the wardrobe sort out, so have 6 things of mine on ebay, so fingers crossed.

Back to the ou books, the delights of business cultures..........

Keeping_Positive

Sounds like you have everything under control. Are you doing anything nice on your birthday?

mum2one

Quiet bday, going to the pub for tea, very mse - 241 pub and got voucher free bottle of wine, then wed go and see a film with dd (mse 241 on orange), off shopping on Sat to Telford, have a wonder.
Cheated and opened a card and my mates given me £25 Ann Harvey vouchers, I love that shop, but only go in on sale times, so thats a def look around.
Have decided on the money front not to plan anything for April as it goes bums up......... so be end of month review now. sounds posh!! xx

taxi73

Happy belated Birthday...sorry I missed it.What a lovely friend and great that you've paid more than your snowball amount..yuck to all the bank charges though.