new start - get life straight

Keeping_Positive

Good luck on the weeks objectives. Shame about the ex but like taxi said at least you found quickly. Ref writing an assignment try the little and often approch. Just one or two hours to start. Once you start you will probablyget into it. I do it just takes me an age to start!

mum2one

This was Febs plan of action - so see how far I got!!

Incomings - £883

Snowball - £225 - PAID
Overdraft - £40 - MANAGED £9.00
Sky - £32 - PAID
Life Ins £15 - PAID
car £50 - MANAGED £20 PETROL - REST DISAPPEARED MID AIR
Mobile £15- PAID
Internet + BT - £50 - PAID
Clothes £15 (allocated as got to pay £30 this mth c/f jans payment) -PAID £45 FOR ALL THE CLOTHES I HAD IN JAN
Daughter £30 - £25.00 PASS TO OTHER £5.00
Dad bank iou £40 - PAID £40
Household £80 -PAID
Me £40 - WENT WAY OVER £40 HALF TERM ETC
Rent £200 -PAID
Holiday £20
School clothing £12 (pd) - PAID
Ink Cartridges £44 - PAID ON CREDIT CARD BUT REPLACED THE MONEY
Vanquis £40 - PAID £100 FROM CC TO VANQUIS 0% FOR 9 MONTHS, ONLY HAD £103 CREDIT, PAID £30. OWE £35 NOW
Int on OD £15 - PAID
Going over od £28 - PAID

BANK ADDED ON £35 BANK CHARGE - PAID
BANK ADDED ON £28 BANK CHARGE - PAID

NIGHT OUT £40.00 (£20 FOR MEAL LOST £20 SOMEWHERE)
TOOK DD TO PIZZA HUT
HAD DAYS OUT HALF TERM
NEW GLASSES - OWE DAD FOR

POSITIVES £255 STUDENT GRANT FROM OU, - THOU AFTER ACCOUNTING FOR INK CARTRIDGES, NEW CHAIR FOR COMPUTER, AND TOWARDS GLASSES THATS GONE.

OVERALL PRETTY IMPRESSED WITH WHAT I PAID, HAD SOME MYSTERY SHOP MONEY GO IN SO THAT HELPED, STILL GOT TO SQUARE UP SOME MORE MONEY WITH DAD, BUT ROME WASN'T BUILT IN A DAY.
X

mum2one

Snowball 225
Vanquis 35
Sky 32
life ins 15 - paid
Mob 15
Car 50
bt / net 50
clothes 15
daughter 30
dad bank iou 40
bills 80
rent 200
hol 20
int od 15
od 40
me 40
hair 20

est outgoings - 902
est incomings - 883

Difference - £39.00

I will not recieve any bank charges this month
I will not recieve any bank charges this month
I will not recieve any bank charges this month
I will not reiceve any bank charges this month
I will not recieve any bank charges this month

I will not be lead astray and go to Home Bargains or B&M
I will not be lead astray and go to Home Bargains or B&M
I will not be lead astray and go to Home Bargains or B&M
I will not be lead astray and go to Home Bargains or B&M
I will not be lead astray and go to Home Bargains or B&M

I will not order from Halfcost even if the bargains jump out at me
I will not order from Halfcost even if the bargains jump out at me
I will not order from Halfcost even if the bargains jump out at me
I will not order from Halfcost even if the bargains jump out at me
I will not order from Halfcost even if the bargains jump out at me

I will not be tempted by Argos sale leaflets
I will not be tempted by Argos sale leaflets
I will not be tempted by Argos sale leaflets
I will not be tempted by Argos sale leaflets
I will not be tempted by Argos sale leaflets

When dd was younger, she thought we actually lived at a place called Argos......


I will be a good girl and do all my OU work

I will order new brochere for my dream Las Vegas trip, - then I have an incentive. x

Keeping_Positive

lol the living in Argos. My kids thought town was called Woolies a few years ago!

Feb was a good month for you especially with those rotten charges. Hope March is easier for you.

mum2one

Men, I can not believe them, yes my beloved ex....... got an email from him, with file attached, so thought its one of the jokey ones, opened it, and its a pic of him with his gfs grandchildren...........why the heck I needed to see it, god knows......where is his brains.
Was tempted to tell him where to stick it, but am too much of a lady.
Thou have to admit (with a very big smile), that time has not been on his favour....... xx

get_me_debt_free

lol...MEN!!! gee wizz

taxi73

tHINK YOU'RE WELL SHUT OF HIM HAVING MADE THE RIGHT DECISCION...LOL

mum2one

I'm on no spend day no 9, thats brilliant going for me.

Still got nose in books, started off on Monday, 2 1/2 weeks behind, but have been catching up, so by 2mor should just be week behind.

Still debt busting, got a wack of dds clothes to go on ebay, so thats task for next week,,,,, even if I make a few quid it all helps out.

May break the no spend rule 2mor for a euro millions ticket..... it is a roll over... xx

taxi73

Sounds like your plan is really working...keep it up.

mum2one

Wow, I've just won £1 on Take a Break scratch card, so sad to get exicted over a £1.00, but neva mind. xx