Whats the cheapest mobile insurance ?

freestyle_3

MY GF insists that she has insurance

I explained it's £6.99 down the pain in my opinion. but she insists.

She needs one that covers losss, accidental damage etc.

Are we better looking for an independant ? Or checking with our home insurance ?

wolvesinwales

I bought a phone from Index catalogue a few years ago and the extended warranty / insurance on it was something silly like a one off payment of £15. The phone i bought off them started to play up last year, not a big fault but i thought i would get it fixed. They sent me a claim form, did not ask for the faulty phone back and after i sent the form back they phoned me up and told me to choose a phone out of their current catalogue as a replacement which i did and it arrived the next day !
For my next PAYG phone i will look at something similar, the extra initial cost of the phone is easily out weighed by the bargain insurance.

kai666

home insurance won't cover airtime abuse, but thats only important if you have a contract phone i guess, As you won't have the possiblility of a huge bill with pay as you go.

I have read on message boards about people who have had their phones stolen, not let the phone company know in time and end up with bills running into the thousands

Towner_2

Some bank accounts give free comprehensive mobile phone insurance as part of having an account with them. Lloydstsb is one of them.

freestyle_3

Thanks I will look into TSB. I think they are also offering £50 for moving. I am off to check

Just checked, and they charge £7 a month.

This £7 cover AA breakdown and mobile insurance.

The cheapest mobile insurance I know of is £6 so that means I get AA cover for an extra £1.

This is a good deal if I was expecting to pay the AA or another company for breakdown cover as the combined would save. In our case with a new car, cover is free for the first 3 years.