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It's not rocket science, so why don't I get it?
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...drunk the vodka (not all of it, is a school night, after all)! Well suggested EH, would never have thought of it myself...:T
It's now official the mbna card is cleared, in fact, I've over paid by £5 :eek: I'll be asking for that back, rest assured! In the right spirit of things I have paid the first of many £10's off the nat west card - never ending, isn't it?Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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How much is that little blighter at? Bring it on!
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Yay - you've got it on the run already Piq - well done you!
*waves goodbye to Piq's MBNA card*🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
How much is that little blighter at? Bring it on!
L
A mere £3,802.09 @ 18% :eek: Still, better than the 34.9% of the previous card!Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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Well done you! I've found MBNA to be total bar stewards - calling me the day my payment is due and calling several times a day if I'm late. I know they have to keep an eye on things, but they're very aggressive - way more than others. Barclays simply cut off your credit and lower your credit limit, which I think is probably a better way of going forward - certainly more motivational - and possibly works better at them managing debts.... Just pleased to have got the A&L (MBNA) one out of the way. ...Debt at 13/5/09 £51, 970. Aim to be rid of this by 30/3/100 -
I found mbna very unfriendly too Fabfuture, by the way, hello and welcome too!
They wouldn't reduce the interest rate, so I threw nearly every spare penny at the debt. Was the only way to pay them as little interest as possible.
Would have thrown the bath bombs that I keep accidentally buying at them too, but it seemed such a waste....Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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Huge congrats on clearing MBNA, they have been horrible to me too!
Definitely would have been a waste of bath bombs! x xPay Debt by Xmas 16 - 0/12000
There is something about the outside of a horse that is good for the inside of a man.0 -
runs in waving , skips over the mention of whips..... runs out....
Member of change Pip's name back to PIP club
:jI've only blooming got my name on it :j0 -
Debt is so much easier to manage when one has the minute luxury of pampering with a bath bomb.** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010
= £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
The_Golden_Goose wrote: »Debt is so much easier to manage when one has the minute luxury of pampering with a bath bomb.
Couldn't agree more! I have tried to give them up, but don't seem to be able to. I have a basket in the bathroom that's full of bombs, makes the place smell lovely....Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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