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It's not rocket science, so why don't I get it?
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To remind and reinforce the importance of the RAINY DAY FUND.
Typically, in my life, I never plan for a Rainy Day as I much prefer the sunshine!
So like you, I have mega wake up calls with expenses I have not planned or saved for. YIKES.** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010
= £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
The_Golden_Goose wrote: »To remind and reinforce the importance of the RAINY DAY FUND.
Typically, in my life, I never plan for a Rainy Day as I much prefer the sunshine!
So like you, I have mega wake up calls with expenses I have not planned or saved for. YIKES.
I've got the money for the annual bills put aside and car maintenance. If I put any more aside there won't be extra to pay off the cards. I'm caught in a vicious circle. I'm hoping that the house repairs can come off the buildings insurace, it'll impact next year's premium, but needs must!Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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I misread "the house repairs can come off the buildings insurace" as the horse repairs - and wondered what you'd done to poor captain!0
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I've got the money for the annual bills put aside and car maintenance. If I put any more aside there won't be extra to pay off the cards. I'm caught in a vicious circle. I'm hoping that the house repairs can come off the buildings insurace, it'll impact next year's premium, but needs must!
I must apologise for banding you in the same category as moi. Clearly you are much more money savvy than I and for that I salute you!
*mental note to self : get a chuffing move on with reducing my debts so I can afford to have a rainy day fund*** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010 = £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
I haven't got a rainy day fund either. Hoover has died today.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
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hampsterpoo wrote: »on the positive :j :j
, ,,,thats one less job to do each day/week:rotfl: :rotfl: :T
OMG Hilarious!** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010 = £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
Could wrap the dog in a bin bag and leave her head poking out, no more hairs!
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
hampsterpoo wrote: »on the positive :j :j
, ,,,thats one less job to do each day/week:rotfl: :rotfl: :T
Brilliant idea, :rotfl:I can see a whole new raft of household tips emerging....
Fuse the iron...Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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Could wrap the dog in a bin bag and leave her head poking out, no more hairs!
L
Looks like you'll be co-authoring the household tips book with hamster, lucielle. Another money spinning winner :TTotal debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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