Tuesday 9/12/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D



Today I will:

• check online banking
• update spreadsheets
• make a loaf in breadmaker
• add some coins to sealed pot
• swim and jacuzzi to use gym membership
• storecupbord meals
• chicken casserole in slowcooker
• no spend day
• make some flapjacks in remoska
• try and not use car

Have a good day everyone. OH has come off nights full of fluey type sickness - hope he keeps it to himself:rolleyes: :rolleyes: have managed to avoid the lurgy so far.;)
Catch up with you later:D

mickey_mouse

the mouse sprints in with her long white socks- yep i know they aren't exciting but they are warm.

today I will

- do daily clicks
- do comps
- play tennis later (free exercise)
- have nsd
- wrap xmas pressies

have a gooooooooooooood day everyone:D

taplady

Morning all!

today I have/will

• check online banking
• hang washing on airer
• eat at work for free(all meals provided) and am there till tomorrow teatime:D :j

thats all I can think of today with work looming!

shopaholic84

Morning all,

YEY, we're another day closer to Christmas :j

Today i have/will:

• Check online banking, update spreadsheet
• Write at least one review on Dooyoo before leaving for work at 11am
• Try and have a NSD

I think thats about it for me.
xx

mbaz

Morning all!

Black tights on here!

Today I have/will

- NSD
- bank shift at work this arvo
- children's xmas party at toddler group this morning
- check online banking
- check for mystery shops
- carry on with uni app

Think that will do! Have a good day all!

Miss_Piggy_2

Good morning all!

Glad to hear we are all sporting good foot/leg wear! Have Betty Boop socks on today!

Here's my list for today:

* A half hours search of the house turned up Hubbys works mobile - saved him the cost of replacing it!

* Washing at 30'c

* Going to town - will buy family xmas cards in Card Warehouse - cheaper and very nice cards

* Storecupboard dinner

* Checked on-line banking

* P.A.D Pay £1 off Studio account

* 20p in sealed pot

Thats it for now. Have good days all!!!


Miss P
xx

MrsAudus2b

Good morning all:hello:

I still feel like rubbish but will drag myself out of bed...and will count down the hours until I can return to it!

Today I will:

• Check online banking
• Do two work assessments/appointments...one in late morning, one in afternoon. Go to the office in between.
• Buy second class stamps for xmas cards
• Storecupboard tea
• Washing at 30
• Airer dry
• Wear fun socks to make it feel better!

That's all I can think of for now.
Take care
xxx

Pippilongstocking

away to york later
before then i will
do lodgers rooms
have bath using borrowed stuff from hotel
sort out car in garage
toook something out for tea
dripped all over office as hair is long and wet!
stipey socks (essential final report finishing etiquitte
Wearing silly pants cos I am flying (don't ask!)
And um thats about it, sorry not caught up for a couple days, will do after the york or during....
cant wait -= trees wooo hooo shopps (wont buy anything woo hoo) and rivers woo hoo and people (wehave some here but not many!!!)
Looking forward to some english countryside x

Norton_Blade

Morning.

Lovely and sunny here in Sheffield... just a shame that isn't reflected in my bank balance.

I've got an interest-free overdraft by virtue of being a graduate but I hate using it. It also means that people aren't as quick at paying me back than they perhaps would be if I didn't have it. I get paid a week on Friday but I really want to get back to a zero balance before then so I'm going to go all out calling my loans in and banking loads of cash. I hate to be a nag... but it's my money that could be in my savings

Anyway, after that little moan, the list:

• Checked interweb banking. Need to sort ISA out as I've received my certificate from the lovely financial compensation bods and also managed to lock my online access to the account up by forgetting the password
• Checked for surveys. Will do throughout the day.
• Withdrawn paypal money from Lightspeed rewards.
• Checked Quidco. Looks like quite a bit will come into my account in February/March time.
• Storecupboard breakfast and lunch not sure about tea as out at a match.
• Remember to print hotel confirmation off for weekend away.
• Try my bargain dress on which should be at home by the time I am... hopefully it will fit.
• Have a LSD (low spend day... I don't think tripping on acid will really help my mood! :rotfl:)

Thinking of bathgatebuyer today... hope everything goes as well as it can and there's lots of hugs waiting for you here.

Hope everyone else is chipper... 8 more get-ups!

mizzy2

Morning all

Today is the most mental day ever. performance class to go watch, lunch with a friend (will have to buy something we have no food left), food shop with boyf, nvq, work til 11.30pm and then my boyfs mum and brother will be here til fri!and i still need to do the footnotes on my esssay!

-done daily scratch card
-done some dooyoo ratings, no time for a review
-charging phone at work
-having free dinner at work
-low spend on shop hopefully his mum wil take us out for food
-went to party last night, just used up alcohol we had already didnt spend anything!
-wash on 30
-free taxi back from work

busy day aaaaarg!

KTjazz

Morning everyone!

I have black socks with white swirls on.

I had a bit of a rough shift at Sams last night. It is the first time I have had "good calls". But that only make it all seem difficult. I'm beginning to wonder if I'm just too soft for Samaritans.

But in positive news. at 5.50am this morning one of my good friends had a baby boy!!

today I have/will
- finish the internet part of my shopping
- read my book
- early night
- tidy kitchen
- store cupboard meals
- check online banking
- update MSE diary (I really need to stop trying to be funny in it. I don't think I can pull it off...)

Thats all from me.

KTjazz