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"This time next year, Rodney" Hypno's latest instalment
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morning hypno!
happy to hear you & the mini-hypno's are enjoying your time away!!
RT
xox4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)Psst...I may have started a diary!0 -
Loads and loads of snow today - we could barely see where we were going, so it gave us plenty of challenges!
I need a big money-making challenge when I get home.....this trip is costing more than budgetted for, and I need to recoup. You have been warned, I will be back with a mega moneymaking mission (once I have sussed out how I am going to do it!!)
A bientot!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Loads and loads of snow today - we could barely see where we were going, so it gave us plenty of challenges!
I need a big money-making challenge when I get home.....this trip is costing more than budgetted for, and I need to recoup. You have been warned, I will be back with a mega moneymaking mission (once I have sussed out how I am going to do it!!)
A bientot!
That sounds scary! I'm sure you'll manage it though. Hope you're having a fabulous holiday xx0 -
Ditto, hope its a great holiday.
I havent had a lot of chance to catch up on here, so much going on my end.
Just wanted to say Hi.
Feeling happy at my move now. Its taken me a while to get over the guilty feeling, but I think I am getting there. Social still not helping me much, but hey. Whats new about that.
Doctor has changed my Voltarol doseage, so I am hoping a bit less pain for a while. 13 more weeks sick note. Mind you as I havent a job anymore, its just for ESA purposes I suppose. Means that I should start to get a little bit more money next week, as £60.50 is just not enough to live on.
Cancelled so many little things today.! Will save me in the end and I hope I wont miss them. Well I know I wont, its stuff kids use!.
Happy skiing!!!When I die I will know that I have lived, loved, mattered and made a difference, even if in a small way.0 -
Oooh a big Hypno challange
*beanie runs to take cover*I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Glad you're having a great time. I'm sure you'll get that extra cash flowing towards the Hypno accounts as soon as you land if not sooner.CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 0420
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Glad you're having a good holiday...I'lllook forward to your mega money making mission.0
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Wow hypno you remain as inspirational as ever! Well done on your progress and I am really pleased that you took a break - you deserve it!:ALoads and loads of snow today - we could barely see where we were going, so it gave us plenty of challenges!
I need a big money-making challenge when I get home.....this trip is costing more than budgetted for, and I need to recoup. You have been warned, I will be back with a mega moneymaking mission (once I have sussed out how I am going to do it!!)
A bientot!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Hope you've had a good holiday Hypno - the break will have done you a power of good!0
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Hope the holiday went well and that you are refreshed for the challenge ahead!One life - your life - live it!0
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