"This time next year, Rodney" Hypno's latest instalment

Walshyboy84

I will!

Congratulations on the huge amount of debt paid off Hypno!

I had a bad night's sleep, I had one of those fever thingys that made me feel I was getting blown up again and again and again from things in Star Trek!

So it's a sunny day and I need to recuperate!

Mudbath

Hope you're staying safe walshy!

Hypno ..... loads of squares!!!1 Well done xx

OliveOyl_2

WOW, great figures you have there Hypno

hypno06

Getting there.......I will be very happy to see it under £30k, which is not tooooo far away!

slowlyfading

hypno06 wrote: »

£574.29 has come off my debt - it brings me to over £7000 capital paid off since 1st December :T

That's amazing! :j :j

Surfbabe

Have just spoken to Mortgage adviser - our fixed rate is at 5.69% and our Reserve Loan at SVR (4.99%) - the two are linked. Not worth changing until fixed rate expires next January as redemption penalty is more than we would save - so do I overpay on the mortgage or carry on paying more on the loan to get the figure down? the advantage of the reserve loan is I can always "Have " the money back - can;t do that on the mortgage.

mmmmmmmmmmmmmmmmmm a dilemna me thinks.

Sunny here, have just put two chocolate cakes in oven for school tomorrow and have licked the bowl !!!!!!!!!!!!!!!!!!!!!!1

boredofbeingathome

hypno06 wrote: »

£574.29 has come off my debt - it brings me to over £7000 capital paid off since 1st December :T

That's a lovely post Hypno...positivity and the feeling that we can do it:D :beer: Well done.

Soubrette

hypno06 wrote: »

£574.29 has come off my debt - it brings me to over £7000 capital paid off since 1st December :T

I don't really read much of the debt diaries any more - only because they are so long

but every month I log onto this one and am always so pleased for you and how well you have done

If you have any matched betting questions then do feel free to PM my other half and he'll help if he can.

Sou

hypno06

Thank you soubrette!

Hello to everyone who is lurking, posting, etc - the sun is shining, and I did not dare go out......why? Well not because I fear I will get caught up in any sort of G20 protest, but because I am at risk of ruining my planned NSD!!!

I brought in left overs for lunch, and have only drunk office coffee........but I could SO go outside in the sun and buy an icecream (non chocolate one of course!).........life is tough!

Surfbabe, for what it is worth, I would overpay the mortgage - get rid of the temptation as well as attacking the higher rate APR......

beanielou

Wow Hypno I am in total awe.That is an amazing amount in 4 months.