"This time next year, Rodney" Hypno's latest instalment

beanielou

Great news on the test & best of Scottish in the interviews
Pants to the OH bit though

Walshy

pandapaws

I totally agree with everything said on the previous page about friends who are Not In Debt. When I'm on here, I am so totally motivated to pay every single penny off my debts, but the second the computer goes off I end up buying shoes or curtains or driveways or chocolate. WHY?!

I think you did the right thing paying the money to the Egg loan - it's the one that you really want rid of, and the £400 saving a month when you do is fab!

When's the marathon?

hypno06

The marathon is 26th April.....6 short weeks away :eek: :eek: :eek:

Walshyboy84

The first interview is CV based, then it's a competency based question, then I meet the HR director!

The CV based interview is the easy part! The competency and HR director bit will be difficult to answer without sounded rigid and scripted.

I have similar friends, one particular git who decided to brag to everyone how he owns two houses and paid off his student loan with his credit card one day at the pub. We didn't speak to him for the rest of the day on that issue! Some people do not see sense and some just are plain rude. It's a matter of moving past it and finding your own support network to get you going!

pandapaws

Why would anyone pay off a student loan with a credit card?! Twit.

taxi73

Well done Walshy and good luck for the rest of it.
HYPNO ONLY 6 WEEKS TO GO....!!!!!!....on the subject of keeping debt a secret...I don't keep mine a secret all my kids know how much debt I'm in as I don't want them to make the same mistakes.Friends that are cabbies also know as many cabbies are in the same situation.
Shaun...lovely that Elvin has had his 1st solids and Happy birthday (nearly)
Hi to everyone else

beanielou

6 weeks to go:eek: :eek:

Karmacat

6 weeks!!! Hope your day goes well, Hypno.

hypno06

Taxi - If the people around me were in the same position, I would open up a bit but one of the reasons that I don't talk about our debt to others round me is because I absolutely KNOW their situations, and they just can't comprehend how bad or how difficult it is (or more importantly, how difficult it was at its worst). How can someone who has trust funds worth millions, and who can spend hundreds on wine, possibly understand what it is like to wonder where you are going to find this week's bus fare from? In a previous job, my pay was re-structured, meaning I earnt £200 less per month - disaster! I appealed it, but was simply told I must be living an extravagent lifestyle if I could not manage on what they were paying me (which was only £24k, so not massive!) and should therefore cut back a bit........that came from someone whose boys were at Harrow, who lived in "The Old Rectory" and who wouldn't know a tin of blue stripe baked beans if it came and hit him on the head! Who, out of the two of us, was living the "extravagent lifestyle" and I bet he didn't fund his on just £24k a year!

Etc......so, that's the reason we don't talk about it.....the children know exactly where we are though, and it has done them no harm at all - look at how involved they get in order to go skiing etc, and having paper rounds, learning to budget etc.....so no worries there about "brushing it under the carpet".

Anyway, moving on to today,........I have a client at 10, and the children are grading this afternoon for karate, so that is the afternoon taken care of. I can't see where I will be able to fit a run in, so will do that tomorrow.

First, though, scratchcards........:D

pania

morning honey how are you? wow lots of happenings to catch up on! give me a call when kids are grading if you fancy a catch up. Hugs xx