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"This time next year, Rodney" Hypno's latest instalment
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Ooh, spam.......ages since I had one of those visit my thread. Perhaps I might even get a visit from a troll at some point.....that would be fun:rotfl:
Surfbabe, glad you are feeling better.
Shaun and doodledo - helloooo!
KC, sorry you are feeling crappy - yes, debt does do this to you. At a time when everyone is able to grab bargains in the shop, we are thinking about paying extra off the debt etc, and although we will feel good about it at the end of the day, when it is in process it just makes us feel as though the whole world is against us sometimes!
I bought a latte on my way to work.......and a pain au chocolat for breakfast. Latte is fab but the pain au chocolat was obviously yesterdays - I am pretty sure it didn't see an oven today :mad: Not fair, I see these now as a real treat, and it was anything but!
Anyway, grumble over.....for nowSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Not fair, I see these now as a real treat
same happened to us a couple of weeks ago
its so maddening an occasional treat ruined.
poo!!WAS DEBT FREE & STILL BAAARRRRRKING :cool:
hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o
BAAAARRRRRRRRRRKING er insanely so0 -
Shaun
My DD stopped eating lamb once she chose pillowthesheep as her user namethank God it is only lamb as we own a butchers' shop:rolleyes:
DTxx0 -
thank God it is only lamb as we own a butchers' shop:rolleyes:WAS DEBT FREE & STILL BAAARRRRRKING :cool:
hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o
BAAAARRRRRRRRRRKING er insanely so0 -
Just catching up on the new diary, cant wait to see what you achieve in 2009 if this year is anything to go by. Well done on the bonus nice lump sum onto egg, when do you hope to be rid of it by?DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!0
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well done on the bonus it's ages since i've worked somewhere you get a bonus, and then we used to get it taxed by the horrible man who does nothing but take a slice of our wages.
I've only been offline for a couple of says and we're on page 8 i really must make and effort to come on here everyday or i'll lose track again.0 -
Talking off egg, any news on your complaint?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
No "formal" news on the complaint - just the case of wine that arrived a couple of weeks ago! I will be following it up next week if nothing explanatory arrives in the post.
I hope to be rid of the egg loan by the summer - it is still at £11500 so some way to go......but heading in the right direction. DS's ski training costs have impacted on my debt busting at the min, so things not going down as quickly as I had hoped.......which reminds me, I have to pick up (and pay for) a pair of skis that we are buying second hand from someone tonight....must not forget!
Lemon Tree - yes, my bonus was taxed, but they give us a cheque for the net amount after tax and NI rather than put it in with our normal salary later in the month, so that we can think of it more as a Christmas Present!!
Speaking of my bonus......I managed to resist travel agents this lunchtime!!! The sooner that money gets cleared and paid to the debt, the better I think!!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Hi ya and happy new diary.
Complain about the pain au chocalat and you'll get another tomorrow for free!CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 0420 -
Phew - just caught up very quickly Hypno and found the new diary!
Glad to see you're keeping busy...;)Initial Mortgage January 2024 - £160,000
Initial Mortgage free date - January 2058
Mortgage as of 1st February 2024 - £159,134.98
Overpayments to date - £79.62
Current Mortgage free date - January 20580
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