car insurance arghhhh!!!!

abz2009

id sold my zx6r so wanted something with a bit of poke but creature comforts as well

mluton, understand where youre coming from but my insurance says that i made the claim fair do's but i couldnt on my own policy i was 3rd party fire and theft and the other guy hasnt been in touch, itll be 12months tomorrow exactly since the day of the accident surely theres a cut off time, i even explained to his insurance and my insurance companies that there are cameras on that roundabout so they should be checked, i have absolutely nothing to hide

is it normal to lose 4 years no claims though?

olly300

abz2009 wrote: »

id sold my zx6r so wanted something with a bit of poke but creature comforts as well

mluton, understand where youre coming from but my insurance says that i made the claim fair do's but i couldnt on my own policy i was 3rd party fire and theft and the other guy hasnt been in touch, itll be 12months tomorrow exactly since the day of the accident surely theres a cut off time, i even explained to his insurance and my insurance companies that there are cameras on that roundabout so they should be checked, i have absolutely nothing to hide

is it normal to lose 4 years no claims though?

As I stated my PM may help you if you choose to follow it through.

Also people do put in claims for whiplash injuries just to gain money. And yes there is legally a time limit when you can put in personal injury claims.

I suggest instead of worrying you write to the insurance company as I suggested in my pm.

olly300

mluton wrote: »

Daft as it is, you called up to make a claim then cancelled. This is still classed as a claim in the insurance companies eyes as you have had a bump so more of a liability.

Insurance companies state that you have to inform them of any incident where a claim may arise.

They then automatically assume you or the third party will be making a claim and put a note on file to say such.

However if you bother to chase the insurance company in writing , you can (and I'm talking from my experience) get the insurance to disregard the incident as a claim if both party involved states clearly they are not making a claim as there was no significant damage leaving your NCB intact.