Thursday 4/12/08 What small dfw things hve you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D



Today I will:

• check online banking
• move some spare cash to savings
• make a loaf in breadmaker
• storecupboard lunch and tea
• add some coins to sealed pot
• swim nd jacuzzi to use gym membership
• have a no spend day
• not use car

Hi Guys, was expecting snow this morning but have just got heavy rain:rolleyes: :rolleyes:
hoping for a quiet day today at work. Hi to all the regulars and welcome to any new posters:D Wearing stripey socks this morning for motivation:D

Catch up with you all later.

MrsAudus2b

Good morning all!:rudolf:

Feel much better today after a good night's sleep....I don't even care about the miserable weather...Friday is almost here! And I may even make second!;)

Today I will:

• Check online banking
• Make packed lunch
• Go to work assessment
• Then to office for rest of day
• Put in travel claim
• Charge phone at work
• Storecupboard tea
• Aim for a NSD
• Write shopping list for tomorrow (already done meal plan)
• Phone couison (I never know if i spell that word right!)
• Phone grandad (both using free minutes)
• Stay in with OH tonight

Hope everyone OK, sending xmas cheer and sparkly socks xxxx

Miss_Piggy_2

Good morning Sophiesmum, MrsAudus2b and all that follow!

KtJazz hope you feel better today!!

:xmassign: Feeling christmassy too as hubby moved furniture round last night ready for putting tree up the weekend

Didn't get on here yesterday so am adding yesterday's efforts onto today's (not cheating....honest!!!)

* Did extra morning at S-I-L's - thats the money for some crimbo food shopping this week:D
* Handed some of S-I-L's clothes in at charity shop
* Checked on-line banking
* Resisting urge to go on M & S site (20% off day!)
* Put £2 in sealed pot
* P.A.D Paid £1 yesterday and will pay £1 today
* Chase lightspeed as my homepage is still not working
* Charge mobile at work
* Storecupboard dinner
* Washing at 30'c and airer drying
* Work out spending budget for post-christmas break
* Counted Bertie Bassett savings at last ....£21.34 towards christmas Gammon, Beef and Turkey!!

Have good days everyone!!

Miss P
xx

Cornball

Morning...so hungover after last nights xmas do..:rolleyes:

I don't think it's going to be a very good dfw day as I didn't have time to make any food so I've already spend £3 on brekkie.

1) Must bake bread tonight!
2) Tranferred £2 to my Payment a Day Challenges.
3) Already starting comping for today.
4) Checked my online banking.
5) Night in tonight!!!!

lilly81

Morning guys,

Today I have/will:
*check online banking done
*Have a NSD done
*sort out what is to go to charity shop and what is for ebay
*Look for work done, applied for 3 jobs
*move furniture around n have a good vacuum done
*Put up xmas tree before DS finishes school done
*Decorate xmas tree with DS
*stick to meal plan, which reminds me need to get shepherds pie out of the freezer done
*wash clothes n dry on airer done

Thats all for now

Have a good day everyone

Lilly X

mickey_mouse

goooooooooood Morning everyone:D

just the heavy rain here as well .

wearing blue and white fluffy socks today:D (of course I am wearing other clothes as well)

today I will ...

-do daily clicks
-do comps
- tidy up
- do any surveys
- play racketball with son later this afternoon at my gym
-have nsd
-put change in sealed pot

my list is getting longer - maybe one day I will be like Andan:rotfl:

Pippilongstocking

SM stripey socks too - murderous heavy rain here as well, where oh where is the snow.

Um today
Did list for cleaner and asked DD to get organised and end the sock infestation that was in the living room - you need ot watch these socks otherwise they are out of the nearest duct or crack in the window - (they dont look like snakes for nothing you know) There's a nest of them contemplating something in the other living room as well, they are behind the sofa and they currently don't know they have been rumbled - I will let you know how it goes later. - What is it with socks and this need to break free of perfectly good partnerships and hide in crevices?

Anyway I digress
Today - I will write a HUGE chunk of my report (yeah the same one)
Check bank later
List for cleaner, done back porch already so will see if she gets through the rest today (she likes to lurk in the back porch bit)
Old sofa is coming home HURRAH wonderr if I will like it!! (Bl^^^dy well better)
Need sort some washing out, only one hokey cokey this am
House is remarkably tidy - I suspect a coo or something or other has happenned and no one is telling me
Phone garage re sulky citroen, whilst i dont mind pushing my car every day to get it started its getting a bit boring
Darwin dude needs petrol (vw camper) so driving him today
Free wood to pick up at work
Email nice man who has offered to do some chainsawing in excahnge for wood, I LOVE freecycle.
Um teas done from cupboard, resisting buying anything else from shops
Need to do a tea list for dear lodger chap
Done his room
Post milk money
Um not sure what else, oh yeah charge phone and laptop at work
Pay electricity and take another reading.
Um think thats it - now in to work and stuff

xxxxxxxxxxxxx

(PS and everyone, chins up its Thursday and ACT quickly if you discover a sock infestation in your house (under beds, down the side of the sofa) otherwise they will escape and you will be left with very lonely single socks - I htink its the left ones which are deviant - the right socks seem so much more complaciant and like to stay at home.

OliveOyl_2

I'm quite early this morning, I decided to post here before reconciling the company bank account instead of the other way round :rolleyes: (There's so much overlap betw work and home sometimes, it feels like a busmans holiday when I'm monitoring cashflow - but my boss is impressed by my spreadsheets
Got home at midnight last night to find the washing machine "stuck", my solutions ended up with an awful lot of water all over the floor to be mopped up. I may have mended it........

So today, wet and dark, grey woolly socked, I have/will

• had breakfast, and brought in packed lunch. Used up elderly cheese and HM bread.
• another NSD
• not be going on the M&S web-site.......:o

Not a lot, but it is first night tonight and it makes for very long, busy days. I could do without a malfunctioning washing machine. Perhaps it objected to doing the Hokey Cokey on its own?

Piquant_2

Morning one and all!!

Just a brief pop in, am running a workshop later, so busy busy.....

Pink lurex tights....

Piq x

Piquant_2

mickey_mouse wrote: »

wearing blue and white fluffy socks today:D (of course I am wearing other clothes as well)


my list is getting longer - maybe one day I will be like Andan:rotfl:

:eek::eek: thank goodness for other clothes.....

No-one could be like our andan! our own list queen, it does give us something to aim for though:D

Piquant_2

fayjmck wrote: »

you need ot watch these socks otherwise they are out of the nearest duct or crack in the window - (they dont look like snakes for nothing you know) There's a nest of them contemplating something in the other living room as well, they are behind the sofa and they currently don't know they have been rumbled - I will let you know how it goes later. - What is it with socks and this need to break free of perfectly good partnerships and hide in crevices?

socks are obviously promiscuous :eek: