Havingtomoveout

abby1234519

The rental prices where I live are extortionate something to do with the "Golden Triangle" whatever that is.
Basically a 1 bed flat, looking at £450
in Stowmarket where I lived it could be £300.

So might as well pay an extra £45 for a bit more room. And to be fair it is very cheap as its on a main road.

The only thing is, I went and looked today and the stairs up to the first floor are metal from the back of a shop and scare the beejesus out of me, its snowed today and I bet if it was icy you wouldn't be able to walk up them without fearing for your life.

silvercar

If its cheap there has to be a reason; a slippery outside staircase is the reason.

becky_rtw

Hey Abby,

Are you in Stow?? I would imagine there's plenty of people there in the new developments who have huge houses who need a lodger to help pay the mortgage at the moment - perhaps this would give you a few months of cheaper rent and flexibility while you find a good flat??

abby1234519

Yes but a slippery staircase can be fixed.

No I don't live in Stow anymore, I was just comparing the price difference!!

robwend

No chance of moving back to my parents who live in the Lake District and also they have kids from 6 till 11 so myself being an adult, I don't fit in the family in that sense. Apart from the fact that there aren't any jobs in Kendal and so moving there would mean I'd have to start all over again.

As for the debt, well I have cleared 1k of it in the last month, not far to go.

I earn enoughto be able to afford to rent alone (I've already met this months target in the first 3 days and so will get a bonus this month and next month which in itself is enoughto pay it) . I'm not likely to lose my job to be honest as the business isn't likely to be affected by the recession in the same way other companies will. There will always be old people in the country. In fact we've increased our profit recently, yes I am aware that the recession will affect the prices of services we use etc I just meant we aren't going to go bust. Yes I am only 19 however I do have a very important job where I work, I am very lucky to have the job and so I work very hard. I know I am lucky because I earn more than my father at the moment so I must be doing something right.

I don't have time to wait for a houseshare to come along as I have to move out asap. I have checked all avenues already re house shares and my only option is to move into my own place which is something I want.


im wondering why you posted in the first place?as you seem to be steadfast in what you want?

Fly_Baby

abby1234519 wrote: »

The rental prices where I live are extortionate something to do with the "Golden Triangle" whatever that is.
Basically a 1 bed flat, looking at £450
in Stowmarket where I lived it could be £300.

So might as well pay an extra £45 for a bit more room. And to be fair it is very cheap as its on a main road.

The only thing is, I went and looked today and the stairs up to the first floor are metal from the back of a shop and scare the beejesus out of me, its snowed today and I bet if it was icy you wouldn't be able to walk up them without fearing for your life.

Sorry OP, not meaning to pick up on your words, but you said that a 2-3 bed flat costs about £500 pounds to rent in your area? And a difference between 1-bed and 2-3 bed is £45? And you call that 'extortionate'? :rotfl:

abby1234519

Fly_Baby wrote: »

Sorry OP, not meaning to pick up on your words, but you said that a 2-3 bed flat costs about £500 pounds to rent in your area? And a difference between 1-bed and 2-3 bed is £45? And you call that 'extortionate'? :rotfl:

No I wasn't saying the difference was but that rental prices are high here and someone said why go for the 3/4 bed flat so I meant well might as well pay £45 more for a bit more room.

I'm not steadfast in what I want, but I have never been in this situation before. I'd like to think I am an adult but in reality, I've not had nearly as much life experience as many others on MSE, so I am scared of making a wrong decision.

3plus1

Having been to uni and worked abroad, I could never move back in with my parents, so I understand where you're coming from. However, I would advise against getting a 2 or 3 bed house!

I have a good graduate job and I live with my boyfriend, who also works. Do we live in a mansion of a house? No, we live in a tiny one bed flat. We could afford to rent a flat with another bedroom, but we don't need the extra space, and in this climate, having extra income to tuck away feels better than having an extra room to stare at.

You may think your job is secure, but if you took out a 12 month lease on a 3 bedroom house and you lost your job, how would you cope? How long could you live off your savings? If you got a temp job where you lived, would you be able to cover the rent or would the salary be too low? You say you're already in debt so I'm guessing your savings come to nothing. To me, it sounds like you're in a weak position should the worst happen.

I believe Martin said somewhere, and I'm sure I'm horribly paraphrasing here, that the best way to prepare for an unexpected drop in income is to live like you're worse off before you reach that stage. I'm sure he was more eloquent, but nevertheless, it's good advice.

Don't compromise on moving back in with your parents if you don't have to - but don't overstretch yourself. Renting a smaller property than you would like now would be a far smaller blow to your confidence than if you had to move back in with you parents, broke, further in debt, with a landlord chasing you through the small claims court, five months down the line because you lost your job and couldn't cope financially.

Rent a smaller place, keep clearing off the debt, get some savings behind you and live life wonderfully. Everyone knows that's the best revenge on an ex. Good luck with it all!

llh189

Having a bit more room for £45 a month sounds like a steal but your council tax will be higher, your heating bills will be more. You will quickly find that £45 per month could soon become £100 per month if not more.

I rent a small one and a half bed cottage - downstairs bathroom, no mainline gas, my second bedroom is more like a boxed in corner of the landing and only fits a very small single bed in, so in an emergency if could put a friend up but I have only had a bed in there for 3 months prior to that the space was just used as a walk cupboard.

I can afford a bigger place, with better mod cons but I haven't bothered, my landlady completely leaves me to get on with it and I save money.

You are under emotional pressure at the moment - get somewhere that you like but is secure and won't be a pain to look after, also being newly single to you really want somewhere that you will rattle around in potentially feeling lonely or would somewhere cosy be better that you can think and plan for your future from.

abby1234519

Thank you very much, the last two posts did actually strike a chord!