Havingtomoveout

abby1234519

I'm not sure if this is right place.
Boyfriend dumped me last week and so I need to move out.
I found a 2 bed possibly 3 bed flat in a good place to get to work.
its £495 a month, would need to pay £150 ref fee and £495 deposit. I can pay that but once I paid that I'd be rather skint till payday at end of this month. I can get a flatmate, I've already been speaking to a couple of people.

Urgh I know it sounds confusing, I have already considered house share however in Harrogate they all want someone 21 above. So I think I have to start my own.

I can afford to move in myself and pay the rent etc and then find someone to share, but would I need to go get them referenced as well?

I'm all in an emotional muddle

PasturesNew

Don't try to find somewhere and then find housesharers... you're much better off moving straight into a houseshare that's already set up. Not all will be over 21s.

Being the first in/sorting it all out, dealing with problems as people let you down ... etc ... are all things you don't need at all.

You will find it hard (possibly almost impossible) to rent somewhere on the basis you'll get other sharers in afterwards. And what if you can't?

Where've you tried to look so far? How old are you?

PasturesNew

Something else you need to be aware of is that if you're under 25 and lose your job, your rent won't be paid. You will claim LHA and they will only give you the "shared house rate", so you need to look at how much that is and make sure you don't spend more than that on rent "in case".

It'd be awful if you signed up for a 3-bed flat at £495, then found no other sharers and lost your job ... and then found you have to top up the rent by £50/week out of JSA of £47 that you receive.

Start out with a plan most likely to succeed in most instances.

Edit: I just had a quick look, it looks like £274/month is the LHA you'd get if you ever found yourself needing it.

edgex

This might be blunt, but cant you move back home, to your parents?

Your under 21, youve got nearly £4k of debt to be paid off, & your looking at spending £500 a month on rent.


Oh, & you shouldnt have to pay any fees.

Millburn_farm

talk to your parents; I know my hubby would have any of his kids (5 from 2 marriages, none with me) back home, be it 2 weeks or 2 yrs; all we'd ask is 1 night a week alone

At 21; they are probably jumping for joy that you are single and childless, so able to start all over, fresh and new; offer them the price of a flat share (and remember a flat share if you are the person on the lease of over £50 is taxable :embarasse )

try it, at worst you are still flat hunting, at best; you get to pay pennies board and can pay off some of that debt

abby1234519

No chance of moving back to my parents who live in the Lake District and also they have kids from 6 till 11 so myself being an adult, I don't fit in the family in that sense. Apart from the fact that there aren't any jobs in Kendal and so moving there would mean I'd have to start all over again.

As for the debt, well I have cleared 1k of it in the last month, not far to go.

I earn enoughto be able to afford to rent alone (I've already met this months target in the first 3 days and so will get a bonus this month and next month which in itself is enoughto pay it) . I'm not likely to lose my job to be honest as the business isn't likely to be affected by the recession in the same way other companies will. There will always be old people in the country. In fact we've increased our profit recently, yes I am aware that the recession will affect the prices of services we use etc I just meant we aren't going to go bust. Yes I am only 19 however I do have a very important job where I work, I am very lucky to have the job and so I work very hard. I know I am lucky because I earn more than my father at the moment so I must be doing something right.

I don't have time to wait for a houseshare to come along as I have to move out asap. I have checked all avenues already re house shares and my only option is to move into my own place which is something I want.

abby1234519

I don't have anyone else possibly I can live with as I refuse to give up my job to move 60 miles home.

Millburn_farm

Having, when younger flat shared, if you can afford to live alone, I would.

As the principal tennant if a person you decide to share with is a horror, it's you that will bare the costs etc, plus flat sharing can be very stressful, getting the rules that you and whoever live by sorted, and how to enforce them is a nightmare.

Just two people living to different clocks, having different ideas on cleanliness, who pays for the milk, and who actually goes out and buys it, what do you do if the person you share with is a petty thief, stealing things from teabags to a T-shirt to something irreplaceable

Millburn_farm

oh, why not ask around the office and see if someone there wants to rent out the spare room

Fly_Baby

I was just wondering... abby, you are 19, you are on your own - do you really need a 3-bed flat? I imagine, a 1-bed flat will be cheaper, and you won't need to bother about finding a sharer.

LittleMissAspie

Why do you need so many bedrooms? What's wrong with a studio or a 1-bed?