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In case you can't read - I get free legal fees and discounted estate agency THROUGH MY FIANCEE who is a lawyer.
I've had it with people like you. Thanks again ceeppe and mailmanzz.
Kennyboy66 - please die in a fire.
I refer you to my signature.
I'm sure your fiancee will tell you all about it.;)0 -
. I would not advise leaving the deferred amount outstanding for the full 10 years if you can afford to pay it off earlier than that as its likely that property prices will increase. .
Splendid, pay off an interest free loan early.
In which alternate universe would this be a good idea, rather than keeping the savings in your own bank earning interest.
"Help" just gets better and better.US housing: it's not a bubble
Moneyweek, December 20050 -
In case you can't read - I get free legal fees and discounted estate agency THROUGH MY FIANCEE who is a lawyer.
I've had it with people like you. Thanks again ceeppe and mailmanzz.
Kennyboy66 - please die in a fire.
My commiserations to your fiancee, I hope you don't have violent thoughts towards her as well as complete strangers.
No one likes a wife-beater.US housing: it's not a bubble
Moneyweek, December 20050 -
kennyboy66 wrote: »Splendid, pay off an interest free loan early.
In which alternate universe would this be a good idea, rather than keeping the savings in your own bank earning interest.
"Help" just gets better and better.
If property prices are likely to increase, it makes every sense to pay off a loan, given that it is 25% of the price after 10 years, and not 25% of the initial purchase price.
Yet again you've completely misunderstood what is going on. Do you have some kind of reading comprehension issue?0 -
kennyboy66 wrote: »My commiserations to your fiancee, I hope you don't have violent thoughts towards her as well as complete strangers.
No one likes a wife-beater.
No, I save my thoughts like that for sanctimonious little pricks like you.0 -
Sorry, didn't realise there was some kind of connection between you and KennyBoy66. I'll leave you to it.
We both know a fool when we see one.:D
Carry on. Buy it. No one on here cares. We've tried to stop you. You just hope someone dies horribly.
And as for your quoted post - this is a forum essentially aimed at adults.0 -
I live in Scotland. I have bought and sold houses in Scotland. My mate is a conveyancing solicitor in Scotland. I am a qualified mortgage adviser who trained in Scots law (althouh not practicing and do not treat this as advice etc etc disclaimer.)
(are we accepting I understand Scotland yet?)
The 2nd hand market and offers over is very different to the new build market. I know many people asking for, and getting, a straight discount on new builds. I also many people making offers under and having them accepted. This is not a traditional market at the current time and is not working on traditional rules.
In my mind/ experience this Miller offer is like when you buy a car and they offer you 0% finance, road tak, a tank of petrol and matts. I cut straight to 'cash payment, no extras, what's your best offer?' and never fail to get a large discount. Treat the house negotiation the same way, no messing about!Debt free 4th April 2007.
New house. Bigger mortgage. MFWB after I have my buffer cash in place.0 -
The alternate universe of the property industry I imagine. Very likely that prices will increase in the next 10 years time therefore its pretty obvious that when property prices start increasing (or just before they do) your best bet is to pay off the original deferred amount otherwise your % loan to the builder only keeps increasing as property prices do. The amount borrowed doesnt stay the same, its based on the value of the property at the time of discharging the loan.0
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