Wednesday 3/12/08 Wht small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D



Today I will:

• check online banking done
• move some spare cash to savings done
• make a loaf in breadmaker
• storecupboard lunch and tea
• add some coins to sealed pot
• swim nd jacuzzi to use gym membership
• another bag of stuff to charity shop - DD tidied out her room:eek: :eek: :eek:

Good morning guys, cold and frosty again here. LOts to do this morning as it is oldies xmas fayre this afternoon and I still haven't baked the cakes:rolleyes:
Hope you all have a good day, welcome on board to any new posters and hi to the regulars:hello: :hello: :hello: .

See you later:D

mickey_mouse

Gooooooooooooooooood Morning everyone:D

thermal socks on for me today

today I will

- hopefully have a lsd (just SW tonight if i am brave enough lol)
- do daily clicks
- do comps
- do surveys
- make a couple of cards

goooooooooooood luck

hoping for 2nd slot today:D

ragstoricheswannabe

good morning everyone!! weather forcast not looking good, blizards expected!!

my list for today is:
make a loaf in bm
get potatoes from market
not panic about bank account
check for surveys
make a stew for tea using tinned stewed steak that was in a hamper i won ages ago!!

not much planned for today,
have a good day everyone!!
rags to riches wannabe
xxxxxxxxxxxxxxxxxxxxxx

Pippilongstocking

hi guys
today..................hmmmm

done unm....

lodger
laundry hokey cokey
forced an apple down as not very hungry
ordering coal
um thats about it really today i think, sure there's something other than my report to think about but ...............

have a great day xx

lilly81

Morning guys,

today I have/will:
*Check online banking done
*Received £1.15 from Quidco :money:done
*Fill car with cheapest petrol done but only had £10 on me
*Stick to meal plan
*find out why my wages were £300 short! wages were not short

I have my appeal meeting today, am a bit nervous, but then what's the worse that they can do?
I've already lost my job and am living off £41 per week till benefits get sorted!

Have a good day everyone

Lilly X

ragstoricheswannabe

good luck with your meeting!! hope you get the outcome you want. x

bathgatebuyer

I gave in and bought a coffee this morning on the way in to work (£1.20) which helped defrost my fingers somewhat on the walk in;
Will be transferring £20 across from my ISA to buy a bottle of whisky for my Papa's birthday;
Putting a bit of petrol in the car for the weekend trip back home (but will buy at 89.9p from the supermarket rather than the local garage).

Crap mood today - had a visitor in the office last night who used to work here and spent most of the time bragging about her $1million home meanwhile some of us are facing toast and beans again tonight for dinner.

Piquant_2

fayjmck wrote: »

hi guys
today..................hmmmm

done unm....

lodger
laundry hokey cokey
forced an apple down as not very hungry
ordering coal
um thats about it really today i think, sure there's something other than my report to think about but ...............

have a great day xx

Ah ha!! There you are I was looking for you yesterday! Glad you're back, now all I need to do is track down KT...

Was very good yesterday a nsd and had dinner bought for me by ex, and I accepted a cuddle as it was soooo cold :eek:

Chipped the ice off the car this morning, makes me wonder whether I should have stayed in bed, still, if I'm at work, it is saving my heating bill

Today's list

• check banking
• fiddle half heartedly with spreadsheet
• bought in breakfast and lunch
• go to library
• carry on wearing pink thermals

see you all later!

mickey_mouse

good luck for your appeal meeting Lily

Pippilongstocking

bathgatebuyer wrote: »

Crap mood today - had a visitor in the office last night who used to work here and spent most of the time bragging about her $1million home meanwhile some of us are facing toast and beans again tonight for dinner.

Well two things, if she is bragging then hmm - why does she need to show off - thats not the sign of a happy bunny. Those who are happy are content and bragging isnt attractive.

And right now I don't think I'd be bragging about being £1m in debt - I am thinkiing she doesnt OWN this home outright???? I'd not be bragging about that, i would probably not be sleeping.

If you want to feel better, think about how much debt she is in, think about how much INTEREST she must be paying, how her home is probably worth alot LESS than she or whomever paid for it.

Sounds as if beans and toast to be honest for tea is a far more long term happiness promoting prospect than being thoughtless and braggy.

Pah to her - i turn my back on her rudeness - and so should you, feel superior and smug eating your beans and toast later - you work hard!

Purple_Sparkles

Good Morning All,

Snuggly warm hugs for those that need them today.

Today, I've checked online banking - still no maintenance payment from my ex or wages from mystery shopping co :mad:

Will make some bread and save the stale bread to make a bread pudding at the weekend.

Jumpers and woolly socks today - the house is pretty cold and I won't put the heating on just for me.

Will start cutting up old clothes and fabric oddments to make a very large rag rug for the lounge. Got laminate flooring and it's too cold.

Bake some cookies for DS from storecupboard

Freezer surprise for dinner.
Found a wine kit in the back of the cupboard so I'll start that off today :beer:

Some mystery shops to do but no spends involved

More knitting of my scarf - nearly finished.

NSD too.

I think that's it for me, have a great day a great day everyone.