How much to charge 18 year old for board & lodge

ASG_2

When my daughter started work we agreed that she pays 25% board and puts 25% into a long term savings account. This still leaves her half of her wages to spend on herself. She also is expected to keep her room tidy, wash dishes and do her own ironing.

november

vishpatel wrote:

Ultimately the main reason why older offspring are living at home is House Price Inflation.

Yes, you can blame the 'kids', but ultimately it's the way society is going unless there is a natural or forced correction in prices

I think it is also to some extent the rise in consumerism.

I meet many young people who want a flat (at the very least), new furniture, sky tv etc. And that's excluding those who think they can't leave until they can afford to buy a house

Call me old fashioned but when I left all I had was a room in someone else's house.

There is no shame in leaving home and starting off in a shared house owning only the basics.

Being able to afford to leave the parent's house is, in some respects, relative to what you feel you need when you leave.

vishpatel

november wrote:

I think it is also to some extent the rise in consumerism.

I meet many young people who want a flat (at the very least), new furniture, sky tv etc. And that's excluding those who think they can't leave until they can afford to buy a house

Call me old fashioned but when I left all I had was a room in someone else's house.

There is no shame in leaving home and starting off in a shared house owning only the basics.

Being able to afford to leave the parent's house is, in some respects, relative to what you feel you need when you leave.

I don't doubt that you meet many young people who want a flat, but how many do you meet that can actually afford one? The latest statistic I've seen is that 1st time buyers make up only 7% of sales.

Yes, you can move out. But (as many of my friends have found) you don't get much saved if you pay rent.

And thats saying nothing about the fact that todays young are forced into debt before they even start working, due to student fees & loans.

Times were probably different when you moved out, but in the new era of easy debt, these are the consequences....

Charlie1986

I'm 19 and living at home with my mum. I am not currently employed but this is no fault of my own (that's another story). I do claim JSA and out of this i give my mum £30 every 2 weeks, buy my own toiletries and pay my bills (mobile phone, pet insurance, credit card etc). I also clean the house, do some of the shopping, make dinner for when my mum gets home from work and all the other general household tasks. I do this out of choice as i don't believe that just because i have no job i should just be able to sit at home doing nothing all day or pay nothing either.
Me and my boyfriend are hoping to start renting a house sometime next year and we have already started buying the little things needed for a house, (plates, bedding etc). I couldn't imagine living at home past the age of 22, i like my independence

Scoflo

Penny-Pincher!! wrote:

Hi

I was charged a third.

PP
x

I plan on charging a third, and the kids know it.

We also said that whilst they were undergoing training we would cover them so doing an apprenticeship would be a free lunch for them. :rotfl:

gilly41

Hi
I have two grown up kids- aged 20 and 22. They are both at University and my daughter has now got a flat with her boyfriend. My son comes home in the holidays and he always stays at his dads- but funnily enough his dad never has any food in so he spends the entire holiday eating at my house! I dont mind and I wouldnt dream of charging him anything as he is in the middle of a degree and doesnt have much money.
If he was working and living at his dads(he moved in with his dad at 17 as he reckoned he would be "allowed" to do as he pleased- but now aged 20 I think he regrets having moved out of here!!!) and came round here for food I would expect him to pay his share of the food bill! In the holidays he always works full time - he always saves most of this to take back to Uni!
xx

november

vishpatel wrote:

I don't doubt that you meet many young people who want a flat, but how many do you meet that can actually afford one? The latest statistic I've seen is that 1st time buyers make up only 7% of sales.

That is my whole point. I was on about consumerism leading to unreasonable expectations. They can't afford one but they could afford to set their sights lower and move on into adulthood taking responsibility for themselves by the time they are an adult.

Times were probably different when you moved out, but in the new era of easy debt, these are the consequences....

Yes they were different. Loans were harder to get. HOWEVER in the area I lived in (South East) housing was still expensive and hard to come by for singles.

My point was I/we didn't expect a flat never mind to buy one! And I was working. I expected to rent a room and gradually save until I could move up. I didn't think my parents should support me as an adult when they had supported me as a child for so many years. When would it have been 'their turn?' I didn't think it was their responsibility. I still don't although I'm the parent now.

I don't think I'm alone either as I've also read of many younger people on here and met many who see their parents as people in their own right and believe in taking responsibility for themselves.

Yes, you can move out. But (as many of my friends have found) you don't get much saved if you pay rent.

Then you save slower and work harder. Thats what your parents did, working 2 jobs if necessary. That's your responsibility when you are an adult.

And thats saying nothing about the fact that todays young are forced into debt before they even start working, due to student fees & loans.

Actually in the bad old days if you couldn't afford higher education you didn't do it.

I didn't until I was in my late 30's as a single mum with 2 dependant children.

I'm not saying thats a good thing - it was a bad thing.

And as I've said while my children are in education I will subsidise their living here. Its not been too much of a problem though so far - my daughter has a part-time job and college and I'm very very proud of her. She is only 16 and already taking responsibility for herself in appropriate age related stages. I believe it is my job as her parent to support her in doing.

november

Charlie1986 wrote:

I'm 19 and living at home with my mum. I am not currently employed but this is no fault of my own (that's another story). I do claim JSA and out of this i give my mum £30 every 2 weeks, buy my own toiletries and pay my bills (mobile phone, pet insurance, credit card etc). I also clean the house, do some of the shopping, make dinner for when my mum gets home from work and all the other general household tasks. I do this out of choice as i don't believe that just because i have no job i should just be able to sit at home doing nothing all day or pay nothing either.
Me and my boyfriend are hoping to start renting a house sometime next year and we have already started buying the little things needed for a house, (plates, bedding etc). I couldn't imagine living at home past the age of 22, i like my independence

Sorry to quote you wholesale Charlie but you sound like a lovely young woman, job or no job.

In fact your post explains clearly what I was waffling on about - reasonable expectations and taking responsibility for yourself despite not being 'rolling in it'

I hope you do as well in future as you obviously deserve too

freebie_junkie

"times were different when you moved out"!?

im 22! and i moved out at 20.

Quincifer

Im 20 and I moved out when I was 18. When I lived at home and was working full-time I gave £25 a week board and I had to do my own ironing, make my lunch for work etc etc.
I never saved any of the money I earned (and have NO idea what I spent it on!) but wish I had now.
I rented my own flat at £250 per month (not counting bills) which is quite cheap for a 1 bed flat. I didn't have much to spare thanks to council tax and stuff but I enjoyed every minute! I could never move back home. Now living with my boyfriend and our friends so its cheaper. My debt is my own fault though, im just bad at managing money and buy things I dont need!!