Prepaid Cards Guide Discussion Area

sarahemmm

I want to give my brother some spending money when he visits from NZ. Thinking a prepaid card is probably the best option, but which are suitable, can anyone advise?

SnowTiger

sarahemmm wrote: »

I want to give my brother some spending money when he visits from NZ. Thinking a prepaid card is probably the best option, but which are suitable, can anyone advise?

I saw Boots is flogging pre-paid cards but there was quite a hefty markup on them.

Prepaid cards such as Loot, Pockit, Arro, U, Revolut, etc require punters to pass an ID check. Coming from New Zealand, I don't think your brother wold be able to do that.

Personally, I wouldn't have any qualms about lending a close family member a pre-paid card register in my name; or even a card for one of my full bank accounts.

sarahemmm

SnowTiger wrote: »

Personally, I wouldn't have any qualms about lending a close family member a pre-paid card register in my name; or even a card for one of my full bank accounts.

I'd have no problem with that, but wasn't sure if it might create problems for him using the card. Would I need to disclose that, do you think? And which of the cards you mention would you suggest (or are they all good?)

lwilsonTR1

Hi

We are looking into prepaid credit cards for our Company. The main one I have seen is the Soldco however they change 1-2% depending on the choice of card for foreign transactions. Does anyone know of a better card as all of our transactions will be abroad, mostly Europe.

Thanks in advance.

MattB60

Monese seem to be sending fake emails with links to !!!!!! sites in them.

My eighteen year old daughter has just signed up to Monese's free simple plan card programme,in preparation for life at University - as recommended by MSE.

Shortly received a couple of 'welcome' emails, the second of which seemed to state that the Simple' Plan wasn't available on our area (I can supply the text if required). Confused, she forwarded it to me so that I could investigate.

The second email contained a couple of links to labelled 'Terms' and another labelled 'FAQ' two of which were genuine but the third was a link to a pornography site!

It would therefore seem that Monese security id not what it should be especially for this to have happened literally within minutes of my daughters application. I have reported back to Monese but I thought I'd also post here to alert people and to see if others have had the same experience.

MattB

stemcgoo

Hello, I need some advice please?
So, I have a prepaid credit card, a Spree Card. Have had it a number of years and use it infrequently. It’s a Cashback one so basically use it (when I remember) at particular retailers.

Anyway, I’ve just received an email from them (well Spree, not the actual brand of my card which is PS Discounts) saying that back in March 2017 they credited my card with a £200 top up, but failed to receive the money from my bank debit card.
This is not something I can verify. They say their third party (SagePay) who handle the transactions have recently provided this information.
what’s more they’ve actually now barred my card (and as a matter of fact another one I have under a different brand) until they get £200 off me.

As their system limits statements to the last 11 months I cannot verify their information of the top up.  My bank obviously can’t either.
By their own admission surely even if what they say is true, it’s actually their transactor(?) SagePay who have made a mistake here, not me and not my bank.

Where do I stand - any advice on limitations or code of conduct or such is appreciated.

eskbanker

stemcgoo said:

[...]

Answered on dedicated thread: https://forums.moneysavingexpert.com/discussion/6236278/prepaid-card-claiming-a-4yr-old-top-up-is-an-unpaid-debt

jamesbrownontheroad

I'm here with a particular set of circumstances.

My father has full-time live-in care. I have lasting power of attorney over his financial affairs, and use online banking to pay his bills and his carers.

I want to give his carers a generic prepaid debit card that I can manage remotely.

However, I live, work and pay tax in Sweden. I receive mail, etc at my father's home address in the UK, but none of the cards currently listed on MSE are available to me.

I failed to get approval for the Tesco Clubcard Pay+ card because I didn't meet the requirements as a UK citizen.

I can't apply for Hyperjar, because the app is only available on the UK version of the Apple app store.

The application for an Ode Discounts for Carers card failed as well - presumably because while I have a UK bank account with First Direct, it has a Swedish address. This caused a problem when it came to depositing cash on the card. 

He banks with Lloyds and I bank with First Direct, if that's any use. I don't want to entrust his debit card with carers who are changing most weeks.

Thanks for any tips.

Savvy_Sue

As you have power of attorney for your father, is it not possible to apply for a card in his name, using his address and bank account? It's not something I've looked into so may be missing something.