Prepaid Cards Guide Discussion Area

Baldur

Welly1 wrote: »

I want to book 6 seats through Ryan Air but will be charged £72 for the privelege, I was just about to order a prepaid mastercard as per instructions on the main site (which can take up to 10 days) when my wife informed me that her bank card is a Mastercard Debit Card. My question is this is this the same as a prepaid debit card or will we still get charged the admin fee by Ryan Air. She had the card when she opened a current account with Think Banking. If anyone can tell me I would be much obliged as it will save me sending off for a prepaid card and maybe missing out on the cheap flights.

A standard Mastercard Debit Card is not the same as a pre-paid Mastercard (hence the difference in names - pre-paid, means that you have loaded money onto the card, whereas a Debit Card draws funds from your current account).

sitesafe

Just wondering how these prepaid cards would work under the following circumstances.

Someone opens up a card and puts money on it for someone else to use.



Question 2: What happens when the 2nd person goes to use the card - ie do these cards have the account holders names across the front and require signatures if for example the pin doesn't work? Or is it just the pin that is required.

Basically I don't understand how they work if for example a parent loads one up for a child, who's name and signature goes on the card or does it at all?

Thanks

hoxtonbabe

Hi,

Can anyone advise on any prepaid cards that offer quick delivery?

thanks

[Deleted User]

hoxtonbabe wrote: »

Hi,

Can anyone advise on any prepaid cards that offer quick delivery?

thanks

depends what you are looking for
if you went to a Paypoint/Payzone you can get a prepaid card instantly

Savvy_Sue

sitesafe wrote: »

Just wondering how these prepaid cards would work under the following circumstances.

Someone opens up a card and puts money on it for someone else to use.



Question 2: What happens when the 2nd person goes to use the card - ie do these cards have the account holders names across the front and require signatures if for example the pin doesn't work? Or is it just the pin that is required.

Basically I don't understand how they work if for example a parent loads one up for a child, who's name and signature goes on the card or does it at all?

Thanks

I think you'd need to read the T&C for the card: if the child is old enough to have one in their own name, then you'd get one in their name - who loads it isn't relevant. If they're not old enough to have one in their own name, they might not be supposed to use it.

System

Hi,

I'm looking for a prepaid card that I can load cash onto via the internet and give to the carer that does the shopping for my mother-in-law.

However, it needs to be one that doesn't allow them to get cash out of an ATM.

Anybody know of such a card?

Thanks

ehlo

I've never heard of such a card, but as many have free online statements you'd atleast be able to see if cash was withdrawn or if it wasn't spent on shopping.

System

Thanks for the reply ehlo. I also suspect such a card doesn't exist.

I agree that the online statements should provide sufficient security. Unfortunately the "company policy" is not to allow the use of any cards that can be used at ATMs.

[Deleted User]

the only one possibly is the one where it limits it to Lloyds TSB cashpoints

System

Hi vinh1000,

Do you know the name of that card. I can't find any references to anything like that. LLoyds TSB used to do a prepaid travel card but that's been withdrawn.