Debt Free in 2009 support thread

The_Dragon

stacy wrote: »

£2.16 off of a cc today, its a small amount because i keep my cc payments the same so when my dd comes out i top it up with what it used to take when it was at its highest getting rid of it slowly but surely.

Even a small bit nibbles away at the overall debt so :j:j:j on the payment!

stacy

I have just paid £320 off of a credit card from selling something on ebay, but there is a catch just before next summer i will need to replace the thing i sold but for now my cc is £320 lighter which means less monthly interest and i am going to keep paying what i would be paying if i didnt pay off the £320 so hopefully i can get rid of some more debt this way. :j Im not going to take this off of my debt total though.

utopiah

hi everyone just bumping up this thread as i haven,t posted for a while. How is everyone doing with their debt busting targets. My efforts went a bit slowly during summer months but debt still has been heading in the right direction. As of today I have paid off a total of £2400 this year which i am well chuffed about. I have just under £800 worth of debt and I am looking at being debt free by feb 2010 but I am really going to try and bust it by 31st December. It feels great to be in the hundreds now and knowing that there is light at the end of the tunnel. i have some money saved for xmas and i am hoping to have money left out of this to be able to clear debt off but if I'm unable to then i can live with being debt free in feb 2010.

stacy

utopiah wrote: »

I have just under £800 worth of debt and I am looking at being debt free by feb 2010 but I am really going to try and bust it by 31st December. It feels great to be in the hundreds now and knowing that there is light at the end of the tunnel. i have some money saved for xmas and i am hoping to have money left out of this to be able to clear debt off but if I'm unable to then i can live with being debt free in feb 2010.

Wow utopiah that is amazing, i cant wait for the day i can say the same! Well done to you! Debt free for the new year :beer:

utopiah

stacy wrote: »

Debt free for the new year :beer:

hi stacy and thanks heres hoping to a debt free new year.:D

Broken_hearted

Are people getting tired as the days get shorter, come on everyone there is still two months left where we can slash the debt every penny is a penny closer.

MoneySavingKate

utopiah wrote: »

As of today I have paid off a total of £2400 this year which i am well chuffed about. I have just under £800 worth of debt and I am looking at being debt free by feb 2010 but I am really going to try and bust it by 31st December.

I am not part of this thread (recently joined the forums) but seeing that you have paid off £2400 this year has given me a big boost today. I was just looking at the flippin' interest repayment on my credit card and wishing it came of the balance (don't we all!) and your post made me think I can do this!

So congratulations and thankyou. I really hope you can do it by the end of the year.

stacy

233.89 off of the debt, off to update. :j

stacy

I am so annoyed, virgin told me a good few months ago that £5 will be coming off of my debt each month which is peanuts anyway but i paid £61 and only £1.21 is being paid off, i havent spent on the card for atleast a year ive just been paying it off, the interest is ridiculous!!
So i saw £2.90 sitting in my savings account from interest and paid that onto my virgin card so i decided to make the 200% payment, well thats atleast 2 months payments in one swoop!!! :rolleyes:

clearing_out_my_pockets

COMP OH has paid £3,621.15 since the last update and is debt free.

Group target: £653,670.40
Paid to date: £98,390.45 (15.1%)