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Bank a/c with minor crim record ??

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Comments

  • Thanks everyone for your advice, we rang the bank and apparently there was an approx £50 final payment missed on a loan from 1999/2000 which was never paid back as T (my friend) went travelling. Therefore he is on their 'naughty' list. Doh ! So it wasn't the fraud thingy after all !
  • That £50 should not be showing on his file. As far as I thought everything over 6years dropped off your record. I know reference companies have only started showing the last 36 payments on their screens.
  • Maybe that's only for credit ref agencies, this was a loan with A&L so it could be they have their own records which they keep for longer. Just a guess !
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