Can i ask for my bank to pay off a loan with bank charges?
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potlessdaz
Posts: 7 Forumite
Hello all, just wanted to know if anyone can help on this one. I have a loan with Halifax which at the moment stands at 4,666 owing and i have a claim for unfair bank charges which is 4,063 plus interest. Now if i wrote to Halifax and ask them to use the money they owe me to pay off what i owe them would that be accepted as an end to my claim?
I to have gone down the hardship road,with no response at all from the bank, and now want to try a different angle. In these uncertain days it would be great to save myself a bit of money each month, rather than give it to a bank that is treating me unfairly.
Thank you all for reading and i hope you can help
I to have gone down the hardship road,with no response at all from the bank, and now want to try a different angle. In these uncertain days it would be great to save myself a bit of money each month, rather than give it to a bank that is treating me unfairly.
Thank you all for reading and i hope you can help
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Comments
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potlessdaz wrote: »Hello all, just wanted to know if anyone can help on this one. I have a loan with Halifax which at the moment stands at 4,666 owing and i have a claim for unfair bank charges which is 4,063 plus interest. Now if i wrote to Halifax and ask them to use the money they owe me to pay off what i owe them would that be accepted as an end to my claim?
I to have gone down the hardship road,with no response at all from the bank, and now want to try a different angle. In these uncertain days it would be great to save myself a bit of money each month, rather than give it to a bank that is treating me unfairly.
Thank you all for reading and i hope you can help0 -
unfortunately i do not have ppi, so i can't screw them for more.0
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potlessdaz wrote: »unfortunately i do not have ppi, so i can't screw them for more.0
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really sorry for sounding rude and stupid, but what does PMSL mean?0
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potlessdaz wrote: »really sorry for sounding rude and stupid, but what does PMSL mean?
Don't worry the MSL is "myself laughing". The P is possibly obvious but is something that you go to the toilet to do.0 -
Oh well now i feel stupid, thank you.0
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