Credit Card & Loan Balance's Wipped Clean !!!

moggylover

PROLIANT wrote: »

....They broke the law lending the money????? !!!!!! are you for real? YOU ASKED THEM FOR A FAKIN LINE OF CREDIT, THEY TRUSTED YOU WITH IT AND NOW YOU DONT WANT TO PAY IT BACK? Get a proper job and stop stiring up trouble on here with deluded scams that are, if successful, going to contribute to the poor state of the resecsion that we are currently in, selfish, greedy b@stard!

The only reason we are going to have a recession is because the banks exhibited a greed so large and so disgusting that they have bought themselves and the Country to the brink of collapse!

I have to admit that I have some sympathy with you in thinking that people are immoral in wanting to avoid their debts: whether it is legal or not (sorry folks) I do believe that it is wrong - and I think that one should approach ones creditors, explain the problem and arrange to pay the money off over a longer period so that you can afford the monthly repayments.

However, since you are gloatingly waiting (apparently full of self-pity and self-righteousness) to be able to afford a house which has perhaps been re-possessed from some family who may have had the misfortune to have been hit by redundancy or ill-health: you are hardly in a position to take the "moral" high ground are you?:rolleyes:

"Let he who is without sin cast the first stone", seems so ethically and morally appropriate here you know!:D


ETA: have just noticed your siggy! Shame you cannot manage to live by it, eh;)

bert&ernie

PROLIANT wrote: »

Yes it does, I could not be chewed with typing a response to the above therfore I choose to "shorten" the response with abuse, it suits me fine and I am still waiting for a ban from the site.....not yet my dear friends, not yet. BRING IT ONE!

I've no interest in whether or not you get banned. However, I don't want the thread to get locked or deleted simply because you feel the need to make abusive posts. The fact that you appear to be taunting the mods suggests to me that you would be more than happy for this discussion to be stifled simply because you choose not to be civil.

That said, it is highly amusing to watch you spitting your dummy out over this.

~Brock~

Thecreditcruncher wrote: »

---

1: Where in my posts have I stated that they have broken the law lending out money?
I think you will find that I have stated that the lending institutions have, in some cases, not adhered to the credit consumer act 1974 s174 (3,4,5) by omitting information that they are required to provide BY LAW.

No doubt this is true - however the impression given by the majority of these websites that have sprung up overnight is that this applies to the MAJORITY of agreements written before 2007. This is utter bollox and simply a line being spun to try and reel in desperate people and part them with their cash by building their hopes up of a way out of their debts.

I strongly believe that they are jumping on a bandwagon with little or no chance of success and are hell bent on taking people for a ride with their hard earned money.

Question: These companies have obviously only just set up, yet appear able to report impressive success rates. How can that be? Why in post #7 was the 'nice lady' unable or unwilling to give details of past successes?

Are we really expected to believe that these companies employ teams of financial experts or 'lawyers' as I have seen advertised? This again is misleading. I strongly suspect that those behind this con who claim to be 'experts' are little more than failed solicitors who should have paid more attention at law school so they could have got a real job dealing with proper cases.

Can we please distinguish between the immorality of trying to cancel one's debts, which is what is causing most of the arguments on this thread, and the greater immorality of these companies attempting to get already hard up people to part with their cash by making false impressions about what they can do and the extent to which their credit agreements are faulty. That is criminal.

Bismarck

the "wipe your debts out" sharks are getting everywhere...even our local community centre has something pinned on the noticeboard.....talk about a feeding frenzy....then sharks are smelling blood and following the compensation culture down the ethical wastepipe....

bert&ernie

PROLIANT wrote: »

I do try, however when muppets on a public forum come out with stupid comments I tend to overlook mi sig, bothered.....hmm..no.;)

The irony seems to be lost on you. Perhaps you should use a different sig when posting in petulant toddler mode?

PROLIANT

bert&ernie wrote: »

The irony seems to be lost on you. Perhaps you should use a different sig when posting in petulant toddler mode?

Bert.......................................................

Moon_Boi

butterflyjodie wrote: »

I have applied for a debt consolidation loan and I had an email from them saying this::

f you are applying for a debt consolidation loan you should read this.
>
> Any loan, credit card or store card taken out before Aprioil 2007 can now
> be written off and its balance reduced to zero meaning no more repayments
> by
> a totally legal process using a firm of national solicitors.
>
> This is because thwe agreements issued before then have been found to be
> unenforceable.
>
> Just think of it: all, some or all of your debt wiped out overnight!!
>
> Best of all, if yours is one of the few agreements that this cannot happen
> with then this process costs you nothing at all.
>
> If you are inerested in finding out more then email us for more details.
>


I thought this may be a scam as the spelling on the email is a bit dodgy but I then looked
in the local advertiser and there is an advert from a "debt disposal team" advising that they
can do the same, but for £295. This advert looks ok, but i'm still very wary, has anyone had
any similar emails, has any one tried this?????

have you got his web site or adress,i'd like to try this,thanks

nowheretorun

PROLIANT, you're not by any chance working for one of the banks?

:rolleyes:

PROLIANT

nowheretorun wrote: »

PROLIANT, you're not by any chance working for one of the banks?

:rolleyes:

No, I work as an IT Manager for a business not related to the financial sector in any way, if I did I would have said so in the first place, I just cant stand this culture of claiming when there is no legitimate reason for doing so i.e. you borrow off a Visa card and you choose not to pay it back because some "softly, softly there there it will be ok" spin-doctor posts propaganda on a public forum with intent to de-stabilise the financial industry even further? At the end of the day it is honest, hardworking people like myself who have to foot the bill for your dishonesty and greed, must say though I would indulge in watching the bank take your home off you and put you on the streets, then I could spit on you while you are cowering in a dirty shop door way somewhere! Take note people, what goes around comes around, your time is near, just you watch. Pathetic.

uktyler

Moon_Boi wrote: »

have you got his web site or adress,i'd like to try this,thanks

Or you could try facing up to your debts and paying them off, like the rest of us. Or you could of tried not borrowing so much in the first place. I'm with PROLIANT on this, you borrow the money but don't want to pay it back?

Then where do you think the money comes from when you borrow and don't pay it back?

It comes from the rest of us, who have to pay more to cover your money.

Take responsibility for your actions, don't borrow what you can't afford, and pay back what you owe.

And no I don't work for a bank, but I do work hard and pay what I owe.