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Frustrated with CCCS
Comments
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You the brother of DebtorsLittleHelper by any chance?If you've have not made a mistake, you've made nothing0
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Hi I've just read these posts thanks for the support. I phoned CCCS this week and was told that they have drawn up the proposal but now are going to 'draw' up some letters as we own our property, oh and it wont be this side of the new year before we get out 'propsal' sent out to us.
Sarah I dont mind sending your my details but given there will be the inevitable xmas break would it make any difference to their time lag ?0 -
mother_hen wrote: »Hi I've just read these posts thanks for the support. I phoned CCCS this week and was told that they have drawn up the proposal but now are going to 'draw' up some letters as we own our property, oh and it wont be this side of the new year before we get out 'propsal' sent out to us.
Sarah I dont mind sending your my details but given there will be the inevitable xmas break would it make any difference to their time lag ?
I wouldn’t be able to say for sure as it’s a different office. However as promised I will ask someone to call and try and speed things up for you.I am a Debt Counsellor that works for the CCCS and have specific permission from Martin, to post on these boards to try and help those in debt. Read more information on the CCCS and what it does in the Debt Problems: What to do and where to get help article.
CCCS is a registered charity, and there is no charge whatsoever for any of the services we provide to our clients. We take great pride in offering first class help and advice, but we only offer this where we have been able to fully explore and understand your circumstances with you. We want to help you understand these choices and their possible implications but not make them for you.
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Yippee... proposal arrived this weekend. - one or two items not accurate so will require ammending - will keep you updated..but one step closer.0
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That's good news. At least the wheels are in motion now.Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free
Mortgage free since 20140 -
Our IVA has just been accepted (after modification)... lost count of how many months it has taken.. still got there in the end! (in fairness to CCCS about 2 weeks delay was due to our end)0
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Delighted for you Mother Hen.
Great news.
Open a bottle, you deserve it.0 -
Thankyou MIVAA - I do notice you give sound advice over this forum... always look forward to your responses..0
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You're too kind. :cool:
Seriously though, here's a tip.
If you made any payments prior to the IVA commencing, find out whether or not they form part of the IVAs 60 months, effectively backdating your start date. It's best not just to assume the will, and you should ask the supervisor's team and they'll tell you.
It's best to get things like this clear now, before you start, so as to avoid confusion at a later date, believe me.
Obviously this only really relevant if you have made any payments prior to meeting.
Well done anyway, and good luck. :beer:
And don't forget, you know where we are if you need help.
MIVAA0 -
thankyou for your advice.0
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