We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

DFW Chat 26 November

1202122232426»

Comments

  • skint_spice
    skint_spice Posts: 13,560 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    well done Maz.

    Since starting my diet I don't fancy chocolate but chips...
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • sammy115
    sammy115 Posts: 15,267 Forumite
    Well done Maz, I have fallen completely off the running wagon.....roll on December 11th....

    Take heart in the fact that after your run your metabolism will be raised and you will burn the chips off faster....:p (I think!)
    Quality is doing something right when no one is looking - Henry Ford
  • Just got a bill of 275 pounds for National insurance,

    I 'll be honest I am terrified since I don't have that kind of money.

    Its because I registered as self employed cos stupid bloody Avon.

    I don't understand any of it. they said I didn't earn enough to pay tax, that they would send me forms to fill in but theyhave just sent me a bill!

    Help!

    xx
    Nevertheless she persisted.
  • sammy115
    sammy115 Posts: 15,267 Forumite
    Buffy I am assuming you earn less than £5,000 per annum with Avon - if so you can apply for exemption from class 4 NIC's...I will find a link for you hang on....
    Quality is doing something right when no one is looking - Henry Ford
  • sammy115
    sammy115 Posts: 15,267 Forumite
    Quality is doing something right when no one is looking - Henry Ford
  • sammy115 wrote: »


    Sammy I love you.
    I kid you not I have been sitting here panicking and getting so frightened about it all and wishing I hadn't tried to be honest.

    thank you so much

    xx
    Nevertheless she persisted.
  • sammy115
    sammy115 Posts: 15,267 Forumite
    thats okay chick, a lot of people fall into that trap and they don't tell you...you may also have to request that they back date the exemption..Add a letter to the form requesting that they do this...
    Quality is doing something right when no one is looking - Henry Ford
  • sammy115
    sammy115 Posts: 15,267 Forumite
    off to bed now...nite nite
    Quality is doing something right when no one is looking - Henry Ford
  • Ellidee wrote: »
    Think Jason is queer ! Where's notty and his gaydar when you need him ?

    He has been putting it to good use this evening ;)
    :p I'm the only gay in this forum :p
    *Everybody wants prosthetic foreheads on their real heads*
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.