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NEW - pay off £20,000 (ish) by Christmas 2009

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Comments

  • julie2710
    julie2710 Posts: 1,381 Forumite
    Wow! This is all going so well for everyone. Sorry for all those out of work at the moment.
    I am using my savings to pay off debts that I pay interest on, although I am keeping some aside for sons school fees too!

    Another 400 off BT card today. Have just calculated that I'm 61% of my target for the year and that doesn't include my regular March mortgage payment yet...........
    Things will get a bit slower now but going to start ebaying as soon as I get some time!
    MBNA [STRIKE]£2,029[/STRIKE] £1,145 Virgin [STRIKE]£8,712[/STRIKE] £7,957 Sainsbury [STRIKE]£6,870[/STRIKE] £5,575 M&S [STRIKE]£10,016[/STRIKE] £9,690 Barclaycard [STRIKE]£11,951[/STRIKE] £11,628 CTC [STRIKE]£7,629[/STRIKE] £6,789 Mortgage £[STRIKE]182,828[/STRIKE] £171,670
    LBM Dec12 excl mort 47,207/42,784 Dec13
    Excl mortg and CTC 39,578/35,995 Dec13
    Incl mortg 230,035/214,454 Dec13
    Extra payment a week:this week £0 / YTD£1,457.55
  • lemma1968
    lemma1968 Posts: 1,379 Forumite
    61% Julie?

    WOW


    I thought i was doing well!

    Which bank did you rob?:p

    I have made another £35 payment to MBNA today. It's sad but i really look forward to getting my cc statements now to see how well i am doing. I suppose it keeps us motivated.

    Hope you all have a lovely Sunday!
    2013 TARGET £30k
    2012 £26500 paid off.
    2011 £22750 paid off
    2010 £19800 paid off
    2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF
    DFW Nerd 612 Proud to be dealing with my debts
  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    OK - the money came in so I did it! Bye bye Barclaycard! So very excited. Now am on target for my 10k - done 25% and am 25% through the year.
  • suzialwaysbroke
    suzialwaysbroke Posts: 235 Forumite
    Just paid £355.90 off of 4 cards (spread around & 1 was a minus as I was VERY short this month :(
    Gonna be worse this month as a massively expensive time coming up, but hopefully will bear good results & will see amounts coming down much more after May

    Keeping everything XXXXXXXXX'd

    Suzi
  • theskintfamily
    theskintfamily Posts: 169 Forumite
    £179 off my car loan today.. takes me over the £5k mark. Pay day tommorrow as well :D
    Jan GC £0/£200
  • kashton_2
    kashton_2 Posts: 370 Forumite
    a small £5 for me this morning but if i can pin hubby down sometime today i am hoping to pay off about 1k, this will clear another card this month too.
    Everyones going great guns, i get envious of all these big payments being made, just wish i had a little more spare to pay off too.........
    Oh well, i do feel i am on target so far so its all good i guess
    £10 a day challenge for nov £0/£300
    £10 a day challenge for jan £282.11/£310, feb £483/£290, mar £650/£310, apr £332/£300, may £440/310, jun £470/£300 jul £795/£310 aug £3660/£310, sept £510/300 oct £710/£310
    £2012 in 2012 £8182.88/£2012 :beer::T
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    ^^ every little helps right? And well done for being on target :)

    Good on you all, I think this thread is amazing!
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

     My Debt Free Diary (Link)
  • lemma1968
    lemma1968 Posts: 1,379 Forumite
    Another £100 off today. I am so close to having paid off 50% of my target so far.:j

    I have updated my sig.

    Have a good day everyone xx
    2013 TARGET £30k
    2012 £26500 paid off.
    2011 £22750 paid off
    2010 £19800 paid off
    2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF
    DFW Nerd 612 Proud to be dealing with my debts
  • kashton_2
    kashton_2 Posts: 370 Forumite
    Ok, not yet the 1k i thought but this morning i have paid off £575! that takes me to...1/3 of my target reached and sub 8k!!!
    Still got some more to go for april as well, cant wait to pay some more off these damn CCs
    £10 a day challenge for nov £0/£300
    £10 a day challenge for jan £282.11/£310, feb £483/£290, mar £650/£310, apr £332/£300, may £440/310, jun £470/£300 jul £795/£310 aug £3660/£310, sept £510/300 oct £710/£310
    £2012 in 2012 £8182.88/£2012 :beer::T
  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    Well done kashton. Feels so great doesn't it?!
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