NEW - pay off £20,000 (ish) by Christmas 2009

mummy2mygirls

Hello i added £11 towards the cc today, a little overpayment - but all adds up!! for the end of the mth its not bad for me as i normally dont have any money left to live on let alone make over payments!!
hope everyone is doing ok
x

Earthstrong

Hi, I have paid £35.47 to my cc today, this card is now cleared, just have the one card left and I actually overpaid on my barclaycard leaving me in credit. Planning to cancel all my cards now just leaving the MBNA and my buisness cc which is paid off every month.
Also have saved £36.00 in £2.00 coins so far and by next week would have cleared my overdraft.

mel19632

Well done Earthstrong!

I wish I had more to update, but apart from fiddling around with 0% BT, nothing to report. Should be able to get rid of MBNA card and clear most of Egg card in next few days, but new cards to contend with (although calculated that I will be saving around £2,000 interest a year by moving balances)

Guesty6

I think it may be quiet as this is one of the hardest times of the year.

I cannot wait until Friday when I can pay some more off and update, Hoping to pay around £1150 off this month

suzialwaysbroke

Both Cap 1 statements in today - £140.22 paid in capital. Have also done some serious BT'ing as LTSB offered both me & OH 6 months 0% then revert back to std rates. These are not great, by the way, but have managed to clear 2 cards with this which were already at stupid % so have gained 6 months small breathing space..... baby steps, baby steps (I must be the oldest baby in town!)

Off to update siggy,

Love Suzi xx

In_Search_Of_Me

hehe!! suzi did you have horrendous bt rates too!! Just back from babysitting where got 16 and owed another 140...now have the dilemma do I put into cc or save for the work that I have to do on the house - tiling downstairs and sommat to roof...

kashton_2

Another £5 to tax credits today, nothing exciting but its the end of the month, roll on febuary!

MrsPorridge

Haven't posted for a while as I'm not doing too well with the overpaying - I am overpaying the minimums on my CCs, but I'm not overpaying my "minimum".:eek:

Anyway, just paid my usual monthly £290 and updated my siggy. Its very slow. Looking at the other posts you guys are doing so well.:j

Anything extra earned on my Ebay challenge is going towards an overpayment.

I will get there in the end.:T

sarahs999

Paid off £104.75 to egg
Lots of bits and pieces to barclaycard (race against time as my 0% is up in March)

Getting there slowly! Almost broken my first £1,000.

taxi73

Hi all..thought I'd just update as haven't done it for ages as been paying mostly normally as had our holidays in jan.
loan of £196.60 out today and overpaid A+L card by £3045.73....so down to £33ks now but getting closer to the £20ks.
Don't think I'm going to get antwhere near £30k but will pay off as much as I can.