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which bank looks at account history when deciding to upgrade acct?
welly_59
Posts: 315 Forumite
hi all i'm after some advice regards to basic bank accounts. i've got some bad credit which has made it impossible for mew to get a current account so i've had to get a basic acct instead. i've had a easycash acct with halifax for around 3 years during which time it has been run well, unfortunetely they wont upgrade my account as i've had a ccj in the last 3 years, no matter how my account is run.
I'm looking to change banks to one which would take my account history into consideration when deciding to upgrade me to a current account. Do natwest do this with their step acct?
I'm looking to change banks to one which would take my account history into consideration when deciding to upgrade me to a current account. Do natwest do this with their step acct?
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HSBC, abbey i believe are pretty good at upgrading.0
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Lloyds TSB carry out internal checks. There is even a chance they might offer you a credit card at some point.
I had a NatWest Step account for years but they do not upgrade it to Current Plus account. With my poor credit history I applied for the Current Plus account and was accepted with a Maestro £250 cheque guarantee card!-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*-*
Be responsible with your money and avoid the misery
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do hsbc give a debit card witrh this acct and DD facilities?0
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just tried now and it said i need to pop in with id, would it say if i was rejected?0
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what exactly did it say?0
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something along the lines of 'we are unable to complete application of this account online, please call into branch with correct id where we will be pleased to proccess it'0
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lloydstsb classic acct0
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lloydstsb. go into branch then take your ID and see, at least it wasn't a decline.0
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