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Getting Oh So Fed up with it all :(
Comments
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MrsPitcher2b wrote: »I have been thinking about maybe doing a payment a day or something next month, so that i do keep getting that buzz ecvery day!!
I found this really worked for me - gives you something to log onto your banking everyday and nice to see the amount adding up!!Debt Free since 2012Current Savings £1,400Current Mortgage £143,398.270 -
I want to thank the original poster for bringing this up, and hope you feel better soon. I have learned something today!
I honestly didn't realise there was a recognised month end slump.. yet i've been going thru it every month! I'd honestly never heard of it, and i'm on here a lot...!!
Just goes to show that you learn something new on MSE every now and then!I'm just a seething mass of contradictions....(it's part of my charm!)0 -
Here's just one in Essex for starters-there were loads more.....
http://www.southend.ac.uk/beautysalon/
...over to you....Debt-free...and staying that way...0 -
Sorry to hear things are so rotten at the moment. Seems to be the way that just when you think one thing has gone right, then something else pops up to make everything seem awful again. I received a bill from Edinburgh Council about 2 months back for unpaid council tax from 03/04 (when I was unemployed) and it's for £740!!! Instead of being well on the way to being debt-free, suddenly there was this other debt coming along which I'd known nothing about (they'd never billed me and apparently it goes back to when I claimed CTB). Now I pay more than double council tax for 6 months which is totally killing me. If it wasn't for websites like this, I'd really be down-in-the-dumps. At least here people understand - not like in 'real life' where all my work colleagues seem to be booking worldwide holidays or buyng themselves their 4th laptop!!!
And I soooooo know about the month end slump! Every month about a fortnight before payday, I start to struggle. I do budget but because I make a real effort to make overpayments to my credit card on pay day, I tend to be scraping by at the end of the month. Still, it's all for the good in the longer term, I suppose!Almost debt-free, but certainly even with the Banks!0 -
I'm feeling like you too. It's a bit like a diet - thrilling at the beginnnig when you lose lots, then suddenly really dull when reality sets in adn you just have to slog away until it's done.
Have a nice bath tonight with candles. It's an oldie but it always works for me.0 -
Have to agree with Maz, I get this too every month and never stopped to think about why it is happening, or that others might feel the same for the same reason.
Payment a day sounds like a good way to beat it. I also find that doing something useful and crafty and OS helps, like working on handmade christmas presents, or cooking meals to go in the freezer. That way you may not be banking money, but you are banking time and effort that pays back later.
M x
OD £lots Egg Card £329.04 Parents £650 Sofa £741.780 -
clearmydebts wrote: »Yeah, it does knock your confidence but remember, it's them that has the problem, not you. They are most likely very unhappy with their lives and taking it out on you. With mine, she was 10 years older and I was living the life she wasn't (not my fault though). When I got a new job she laughed and said 'Your working in that area, you'll be stabbed there'. I think she was a serious nutter!
Hi,
Yeah, one of the them used to ask me how much every time of clothing or jewellery was that I wore into work. One day she laughed and said "ha, I saw your bracelet at the weekend for a quarter for what you paid for it!"
She was a nutter
Stabbed? I would have said to her "well getting stabbed is better than me stabbing you and going to jail for it ha ha!":p
Well, it's not really but I've just been for an interview that was awful in the sense that I would rather die than do the job (well, I'd do it resentfully, probably not a good reason to leave my present job!")
I'm rambling, I'll go
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MrsPitcher2b wrote: »Hi ixwood,
PinkTwirl - I think i am being bullied in a subtle way at work. I know it sounds silly how can you not know, but its not blatent 'youre this youre that' just one lady i work with is constantly making me feel stupid and makes pretty horrible comments, i even went off sick yesterday because i didnt want to face it, and i think the thought of coming back last night was what was getting to me too.
quote]
Hello MrsPitcher
I guess if you think you are being bullied, then you most probably are. it took me about 6 months to know it for sure.
I'm sorry to hear you are going through that, HR deparments never want to know. All they want to know about is helping people get to CEO level in the "talent pool". i.e. if you're a high flyer, we will break our necks to help you, if you're one of the other numbers, bog off!
Sorry to be so negative, after working in a company with about 110,00 staff and rubbish HR, that is my opinion.
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:grouphug:
Yep, I would say that every one of us gets fed up with for 30 days out of every month!
I love the day I get paid and I see my balances reduced, but after that I get depressed and fed up and frustrated.
The only way to stop feeling like this is to try and make money during the days before your next pay day and this way you can chip off more of your debt in between pay days. I do this by doing surveys, mystery shopping, selling things on eBay and Amazon and I have recently taken up a Christmas job at Argos at the weekends (so I work 7 days a week now).
It's tough and each month is a struggle for OH and me to get by, but we manage each month and we're paying our creditors and we are doing so well and that is enough to keep us going.
The temptation to buy something has all but disappeared from the both of us, as we just feel too guilty and 'poor' to contemplate it. We have a treat once a month of a cheap Chinese or Indian takeaway and we look forward to that.
As for your hair, I'm having the same problem. I've stretched out my hair visits to every 4 months now and so my roots are in need of doing (I have highlights to my blonde hair). I can't wait until I go next week and get them done! It's at the cheapest hairdressers I could find as well, so I don't feel too bad getting it done.
The easiest way to prevent your worry over your roots, of course, is to have your hair dyed back to your original colour. Leave it that way until you're debt free and then get it dyed if you so wish. You may even prefer being your usual colour, who knows?!
Just remember that there is always, always, always somebody far worse off than yourself. You'll get through this and you'll be so much wiser for it.
Best of luck x xThrilled to be DEBT-FREE as of 26.03.10
Hubby DEBT-FREE as of 27.03.15
Debt at LBM (June '07): £8189.190 -
schoolrunmum wrote: »Here's just one in Essex for starters-there were loads more.....
http://www.southend.ac.uk/beautysalon/
...over to you....
Oh thank you schoolrunmum
u r a star!!!! BCT:[strike]£16,500 [/strike] £0 HFC CURRYS: [strike]£520[/strike] £0 HFC PC WORLD: [strike]£800[/strike] £0 ARGOS CARD: [strike]£795[/strike] £0 ADDITIONS DIRECT: [strike]£625[/strike] £0 NATIONWIDE CC: [strike]£1560[/strike] £0 VIRGIN CC: [strike]£1500[/strike] £0 :j0
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